Financial Services
Live Price
Offline$2,013.36
+0.49% today
1Y Change
+13.60%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
White Mountains Insurance Group, Ltd. (WTM) is a Financial Services stock with a market cap of $5.37B and listed on NYSE. The stock last traded around $2013.36 and up 13.6% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +15.0%, EPS growth of +379.1%, a dividend yield of 0.0%. What stands out right now is revenue +15.0%, EPS +379.1%, free cash flow -101.2% with operating margin 49.1% and ROIC 9.8%. The dividend is present but secondary, with a yield around 0.0%. Valuation is more restrained than many high-expectation growth names at P/E 5.0 and price/sales 2.0. Stock Foundry combines WTM price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WTM
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
WTM Max Drawdown
-14.22%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for WTM and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$614.4M
-46.9% YoY
FY Net Income
-$275.4M
-134.7% YoY
Free Cash Flow
$98.2M
-69.9% YoY
Revenue Growth
+15.0%
EPS Growth
+379.1%
Gross Margin
53.7%
Net Margin
40.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 2.7B | 2.4B | 2.2B | 1.2B | 614M |
| Gross Profit | 1.5B | 1.1B | 1.1B | 371M | 33M |
| Operating Income | 1.3B | 317M | 565M | -149M | -274M |
| EBITDA | 1.4B | 371M | 610M | -105M | -232M |
| Net Income | 1.1B | 230M | 509M | 793M | -275M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 185M | 252M | 122M | 255M | 148M |
| Total Assets | 12.3B | 9.9B | 8.4B | 7.4B | 7.0B |
| Total Liabilities | 6.1B | 4.8B | 3.8B | 3.5B | 3.3B |
| Shareholder Equity | 5.4B | 4.5B | 4.2B | 3.7B | 3.5B |
| Total Debt | 837M | 612M | 565M | 575M | 639M |
| Net Debt | 652M | 310M | 443M | 320M | 491M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
98M
-69.9% YoY
Capital Expenditures
0
Free Cash Flow
98M
-69.9% YoY
Key ratios
Gross Margin
53.7%
Operating Margin
49.1%
Net Margin
40.9%
ROE
22.9%
Debt / Equity
0.15x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.