Financial Services
White Mountains Insurance Group, Ltd.(WTM)
Live Price
Offline$2,024.05
+1.73% today
1Y Change
+13.60%
Window
Jun 23, 2025 โ Jun 12, 2026
- Market Cap
- $5.37B
- Revenue Growth
- +15.0%
- EPS Growth
- +379.1%
- Dividend Yield
- 0.0%
Coverage: 245 bars ยท Jun 23, 2025 โ Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
White Mountains Insurance Group, Ltd. (WTM) is a Financial Services stock with a market cap of $5.37B and listed on NYSE. The stock last traded around $2024.05 and up 13.6% across the available one-year price window (Jun 23, 2025 โ Jun 12, 2026). Baseline metrics include revenue growth of +15.0%, EPS growth of +379.1%, a dividend yield of 0.0%. What stands out right now is revenue +15.0%, EPS +379.1%, free cash flow -101.2% with operating margin 49.1% and ROIC 9.8%. The dividend is present but secondary, with a yield around 0.0%. Valuation is more restrained than many high-expectation growth names at P/E 5.0 and price/sales 2.0. Stock Foundry combines WTM price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+15.0% vs +3.4% peer median
Operating Margin
Above sector median
+49.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 7, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +15.0% and EPS at +379.1%, with operating margin around 49.1%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 0.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.8% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 7, 2026 | โ | +1.7% | +1.0% | -1.3% |
2026 Feb 6, 2026 | -89.5% | -3.9% | +0.1% | -1.7% |
2025 Nov 6, 2025 | +26.7% | +0.9% | +1.2% | +7.5% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WTM
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
WTM Max Drawdown
-14.22%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for WTM and SPY.
Company Overview
White Mountains Insurance Group, Ltd.
New York Stock Exchange
White Mountains Insurance Group, Ltd., through its subsidiaries, provides insurance and other financial services in the United States. The company operates through five segments: HG Global/BAM, Ark, NSM, Kudu, and Other Operations. The HG Global/BAM segment provides insurance on municipal bonds issued to finance public purposes, such as schools, utilities, and transportation facilities, as well as reinsurance protection services. The Ark segment writes a portfolio of reinsurance and insurance, including property, marine and energy, accident and health, casualty, and specialty products. The NSM segment operates as a managing general agent and program administrator for specialty property and casualty insurance to various sectors comprising specialty transportation, real estate, social services, and pet. The Kudu segment provides capital solutions to boutique asset and wealth managers for generational ownership transfers, management buyouts, acquisitions and growth finances, and legacy partner liquidity, as well as strategic assistance to investees. The Other Operations segment offers insurance solutions to travel industry through broker channel and on a direct-to-consumer basis; and manages separate accounts and pooled investment vehicles for insurance-linked securities sectors, including catastrophe bonds, collateralized reinsurance investments, and industry loss warranties of third-party clients. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda.
- Leadership
- Liam Caffrey
- IPO Date
- Oct 23, 1985
- Employees
- 893
- Street Address
- A.S. Cooper Building
- Mailing
- Hamilton, HM 11
- Region
- Hamilton, BM
- Reporting Currency
- USD
- Investor Line
- 16036402200
- Last Updated
- May 6, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 5.0
- EV/EBITDA
- 4.3
- Price/Sales
- 2.0
- Price/Book
- 1.0
Growth
- Revenue
- +15.0%
- EPS
- +379.1%
- Free Cash Flow
- -101.2%
Profitability
- Gross Margin
- 53.7%
- Operating Margin
- 49.1%
- Net Margin
- 40.9%
- ROE
- 22.9%
- ROIC
- 9.8%
Balance Sheet
- Debt/Equity
- 0.15
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.