Financial Services
Live Price
Offline$396.00
+0.35% today
1Y Change
+37.02%
Window
Jun 20, 2025 → Jun 12, 2026
Coverage: 246 bars · Jun 20, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
W.T.B. Financial Corporation (WTBFB) is a Financial Services stock with a market cap of $970.00M and listed on OTC. The stock last traded around $396.00 and up 37.0% across the available one-year price window (Jun 20, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +0.1%, EPS growth of +70.2%, a dividend yield of 2.4%. What stands out right now is revenue +0.1%, EPS +70.2%, free cash flow +204.1% with operating margin 24.5% and ROIC 1.0%. The dividend is present but secondary, with a yield around 2.4%. Valuation is more restrained than many high-expectation growth names at P/E 8.7 and price/sales 1.7. Stock Foundry combines WTBFB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WTBFB
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
WTBFB Max Drawdown
-5.50%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for WTBFB and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$376.5M
-4.5% YoY
FY Net Income
$100.0M
-12.3% YoY
Free Cash Flow
$95.9M
+92.8% YoY
Revenue Growth
+0.1%
EPS Growth
+70.2%
Gross Margin
77.6%
Net Margin
19.1%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 564M | 564M | 495M | 394M | 376M |
| Gross Profit | 422M | 354M | 342M | 381M | 367M |
| Operating Income | 120M | 71M | 71M | 146M | 128M |
| EBITDA | 120M | 79M | 79M | 155M | 137M |
| Net Income | 94M | 56M | 56M | 114M | 100M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 0 | 575M | 1.1B | 394M | 2.0B |
| Total Assets | 10.7B | 10.7B | 11.4B | 10.4B | 11.1B |
| Total Liabilities | 9.7B | 9.8B | 10.5B | 9.6B | 10.3B |
| Shareholder Equity | 1.0B | 934M | 897M | 867M | 833M |
| Total Debt | 578M | 540M | 1.9B | 13M | 37M |
| Net Debt | 578M | -35M | 784M | -380M | -2.0B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
109M
-15.8% YoY
Capital Expenditures
13M
+83.4% YoY
Free Cash Flow
96M
+92.8% YoY
Key ratios
Gross Margin
77.6%
Operating Margin
24.5%
Net Margin
19.1%
ROE
11.0%
Debt / Equity
0.63x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.