Financial Services
W.T.B. Financial Corporation(WTBFB)
Live Price
Offline$397.00
+0.00% today
1Y Change
+38.66%
Window
Jun 23, 2025 โ Jun 12, 2026
- Market Cap
- $970.00M
- Revenue Growth
- +0.1%
- EPS Growth
- +70.2%
- Dividend Yield
- 2.4%
Coverage: 245 bars ยท Jun 23, 2025 โ Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
W.T.B. Financial Corporation (WTBFB) is a Financial Services stock with a market cap of $970.00M and listed on OTC. The stock last traded around $397.00 and up 38.7% across the available one-year price window (Jun 23, 2025 โ Jun 12, 2026). Baseline metrics include revenue growth of +0.1%, EPS growth of +70.2%, a dividend yield of 2.4%. What stands out right now is revenue +0.1%, EPS +70.2%, free cash flow +204.1% with operating margin 24.5% and ROIC 1.0%. The dividend is present but secondary, with a yield around 2.4%. Valuation is more restrained than many high-expectation growth names at P/E 8.7 and price/sales 1.7. Stock Foundry combines WTBFB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
+0.1% vs +3.4% peer median
Operating Margin
Above sector median
+24.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2023 was reported on Dec 31, 2023, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +0.1% and EPS at +70.2%, with operating margin around 24.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.4%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 2 reported quarters, the stock averaged +1.9% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2023 Dec 31, 2023 | โ | +0.9% | +1.9% | +8.5% |
2023 Sep 30, 2023 | โ | +0.9% | +1.9% | +8.5% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WTBFB
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
WTBFB Max Drawdown
-5.50%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for WTBFB and SPY.
Company Overview
W.T.B. Financial Corporation
Other OTC
W.T.B. Financial Corporation operates as the bank holding company for Washington Trust Bank that provides banking, fiduciary, asset management, mortgage banking, and other financial services to corporate and individual customers. The company's deposit products include checking, savings and money market, health savings, individual retirement, and analyzed accounts, as well as certificates of deposit. It also offers credit and debit cards; home, auto, boat, motorcycle, motor home, home equity, equipment, debt refinancing, term, and agriculture loans; and SBA and commercial real estate financing products, as well as revolving, personal, and home equity lines of credit. In addition, the company provides investment products and services, such as retirement planning, mutual funds, stocks/bonds, life/long-term care insurance, annuities, brokerage, planning, and education funding. Further, it offers wealth management services consisting of investment management, charitable and nonprofit administration, estate settlement, family office, trust administration, retirement planning, employee benefits administration, and custody services, as well as portfolio management services. Additionally, the company provides digital wallets; remote deposit, merchant, treasury management, private banking, and online and mobile banking services; and documentary and standby letters of credit, documentary collection, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs. It operates through 42 branches and offices in Washington, Idaho, and Oregon. The company was founded in 1902 and is headquartered in Spokane, Washington.
- Leadership
- Peter F. Stanton
- IPO Date
- Feb 13, 2009
- Employees
- 1.2k
- Street Address
- 717 West Sprague Avenue
- Mailing
- Spokane, WA, 99201
- Region
- Spokane, WA, US
- Reporting Currency
- USD
- Investor Line
- 509 353 3865
- Last Updated
- May 6, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.7
- EV/EBITDA
- 10.6
- Price/Sales
- 1.7
- Price/Book
- 0.9
Growth
- Revenue
- +0.1%
- EPS
- +70.2%
- Free Cash Flow
- +204.1%
Profitability
- Gross Margin
- 77.6%
- Operating Margin
- 24.5%
- Net Margin
- 19.1%
- ROE
- 11.0%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- 0.63
- Current Ratio
- 0.43
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.