Financial Services
Live Price
Offline$177.95
+2.62% today
1Y Change
+13.83%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 249 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
World Acceptance Corporation (WRLD) is a Financial Services stock with a market cap of $690.00M and listed on NASDAQ. The stock last traded around $177.95 and up 13.8% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +3.7%, EPS growth of -57.9%, a dividend yield of 0.0%. What stands out right now is revenue +3.7%, EPS -57.9%, free cash flow 0.0% with operating margin 10.0% and ROIC 4.4%. Valuation is more restrained than many high-expectation growth names at P/E 19.0 and price/sales 1.2. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines WRLD price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WRLD
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
WRLD Max Drawdown
-37.34%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for WRLD and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$528.0M
-9.8% YoY
FY Net Income
$88.3M
+63.7% YoY
Free Cash Flow
$215.3M
-19.2% YoY
Revenue Growth
+3.7%
EPS Growth
-57.9%
Gross Margin
99.5%
Net Margin
6.0%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 565M | 573M | 617M | 585M | 528M |
| Gross Profit | 396M | 368M | 307M | 366M | 416M |
| Operating Income | 159M | 99M | 27M | 66M | 111M |
| EBITDA | 165M | 110M | 38M | 77M | 124M |
| Net Income | 90M | 77M | 21M | 54M | 88M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 10M | 12M | 17M | 19M | 16M |
| Total Assets | 1.0B | 1.1B | 1.1B | 1.2B | 954M |
| Total Liabilities | 568M | 632M | 732M | 845M | 549M |
| Shareholder Equity | 439M | 424M | 385M | 373M | 405M |
| Total Debt | 526M | 578M | 679M | 780M | 497M |
| Net Debt | 516M | 566M | 662M | 761M | 481M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
227M
-16.7% YoY
Capital Expenditures
12M
-92.5% YoY
Free Cash Flow
215M
-19.2% YoY
Key ratios
Gross Margin
99.5%
Operating Margin
10.0%
Net Margin
6.0%
ROE
6.4%
Debt / Equity
0.63x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.