Financial Services
World Acceptance Corporation(WRLD)
Live Price
Offline$177.95
+2.62% today
1Y Change
+13.83%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $690.00M
- Revenue Growth
- +3.7%
- EPS Growth
- -57.9%
- Dividend Yield
- 0.0%
Coverage: 249 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
World Acceptance Corporation (WRLD) is a Financial Services stock with a market cap of $690.00M and listed on NASDAQ. The stock last traded around $177.95 and up 13.8% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +3.7%, EPS growth of -57.9%, a dividend yield of 0.0%. What stands out right now is revenue +3.7%, EPS -57.9%, free cash flow 0.0% with operating margin 10.0% and ROIC 4.4%. Valuation is more restrained than many high-expectation growth names at P/E 19.0 and price/sales 1.2. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines WRLD price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+3.7% vs +3.4% peer median
Operating Margin
Above sector median
+10.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 5, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +3.7% and EPS is at -57.9%, with operating margin around 10.0%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -3.5% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 5, 2026 | โ | +5.6% | +5.1% | +17.8% |
2026 Jan 27, 2026 | -132.8% | -1.7% | +2.9% | +14.0% |
2025 Oct 23, 2025 | -120.3% | -8.9% | -18.4% | -12.7% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WRLD
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
WRLD Max Drawdown
-37.34%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for WRLD and SPY.
Company Overview
World Acceptance Corporation
NASDAQ Global Select
World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
- Leadership
- Janet Lewis Matricciani
- IPO Date
- Nov 26, 1991
- Employees
- 2.9k
- Street Address
- 104 S. Main Street
- Mailing
- Greenville, SC, 29601
- Region
- Greenville, SC, US
- Reporting Currency
- USD
- Investor Line
- 864 298 9800
- Last Updated
- May 6, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 19.0
- EV/EBITDA
- 21.4
- Price/Sales
- 1.2
- Price/Book
- 0.6
Growth
- Revenue
- +3.7%
- EPS
- -57.9%
- Free Cash Flow
- 0.0%
Profitability
- Gross Margin
- 99.5%
- Operating Margin
- 10.0%
- Net Margin
- 6.0%
- ROE
- 6.4%
- ROIC
- 4.4%
Balance Sheet
- Debt/Equity
- 0.63
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.