Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 96M | 77M | 58M | 44M | 39M |
| Gross Profit | 55M | 43M | 35M | 38M | 35M |
| Operating Income | 18M | 9M | 3M | 8M | 10M |
| EBITDA | 18M | 9M | 5M | 9M | 10M |
| Net Income | 14M | 7M | 3M | 6M | 7M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$54.00
+0.48% today
1Y Change
+35.00%
Window
Jun 20, 2025 → Jun 8, 2026
Coverage: 244 bars · Jun 20, 2025 → Jun 8, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
White River Bancshares Co (WRIV) is a Financial Services stock with a market cap of $130.00M and listed on OTC. The stock last traded around $54.00 and up 35.0% across the available one-year price window (Jun 20, 2025 → Jun 8, 2026). Baseline metrics include revenue growth of +24.1%, EPS growth of +86.8%, a dividend yield of 0.9%. What stands out right now is revenue +24.1%, EPS +86.8%, free cash flow +138.7% with operating margin 19.0% and ROIC 0.9%. The dividend is present but secondary, with a yield around 0.9%. Valuation is more restrained than many high-expectation growth names at P/E 9.0 and price/sales 1.3. Stock Foundry combines WRIV price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WRIV
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
WRIV Max Drawdown
-5.31%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for WRIV and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$39.4M
-10.1% YoY
FY Net Income
$7.1M
+25.6% YoY
Free Cash Flow
$15.9M
+192.7% YoY
Revenue Growth
+24.1%
EPS Growth
+86.8%
Gross Margin
43.8%
Net Margin
14.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 96M | 77M | 58M | 44M | 39M |
| Gross Profit | 55M | 43M | 35M | 38M | 35M |
| Operating Income | 18M | 9M | 3M | 8M | 10M |
| EBITDA | 18M | 9M | 5M | 9M | 10M |
| Net Income | 14M | 7M | 3M | 6M | 7M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 47M | 0 | 18M | 12M | 46M |
| Total Assets | 1.5B | 1.3B | 1.1B | 983M | 852M |
| Total Liabilities | 1.4B | 1.2B | 1.1B | 905M | 772M |
| Shareholder Equity | 113M | 97M | 80M | 77M | 80M |
| Total Debt | 79M | 91M | 88M | 91M | 23M |
| Net Debt | 32M | 91M | 70M | 79M | -23M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
17M
+45.5% YoY
Capital Expenditures
2M
+76.9% YoY
Free Cash Flow
16M
+192.7% YoY
Key ratios
Gross Margin
43.8%
Operating Margin
19.0%
Net Margin
14.7%
ROE
13.3%
Debt / Equity
0.63x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.