Financial Services
White River Bancshares Co(WRIV)
Live Price
Offline$54.28
-0.13% today
1Y Change
+35.00%
Window
Jun 23, 2025 โ Jun 8, 2026
- Market Cap
- $130.00M
- Revenue Growth
- +24.1%
- EPS Growth
- +86.8%
- Dividend Yield
- 0.9%
Coverage: 243 bars ยท Jun 23, 2025 โ Jun 8, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
White River Bancshares Co (WRIV) is a Financial Services stock with a market cap of $130.00M and listed on OTC. The stock last traded around $54.28 and up 35.0% across the available one-year price window (Jun 23, 2025 โ Jun 8, 2026). Baseline metrics include revenue growth of +24.1%, EPS growth of +86.8%, a dividend yield of 0.9%. What stands out right now is revenue +24.1%, EPS +86.8%, free cash flow +138.7% with operating margin 19.0% and ROIC 0.9%. The dividend is present but secondary, with a yield around 0.9%. Valuation is more restrained than many high-expectation growth names at P/E 9.0 and price/sales 1.3. Stock Foundry combines WRIV price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+24.1% vs +3.4% peer median
Operating Margin
Above sector median
+19.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2025 was reported on Jun 30, 2025, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +24.1% and EPS at +86.8%, with operating margin around 19.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 0.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +2.8% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2025 Jun 30, 2025 | โ | +0.0% | -1.0% | +9.2% |
2025 Apr 15, 2025 | โ | +1.1% | +4.7% | +11.3% |
2025 Mar 31, 2025 | โ | +1.1% | +4.7% | +11.3% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WRIV
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
WRIV Max Drawdown
-5.31%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for WRIV and SPY.
Company Overview
White River Bancshares Co
Other OTC
White River Bancshares Co operates as the bank holding company for Signature Bank of Arkansas that provides financial services to small businesses, families, and farms. The company offers personal savings, money market, young investors, health savings, and individual retirement accounts, as well as small business, commercial, and business interest checking accounts. It also provides personal, auto and boat, recreational, mortgage, home equity, small business administration, real estate, secured, and construction loans; line of credits; and certificates of deposits, as well as credit and debit cards. In addition, the company offers online, mobile, text, and telephone banking services; mobile deposit; overdraft; signature finance 360; and wealth management services, including asset allocation, asset management, estate planning, retirement planning, bonds, and insurance and annuities. White River Bancshares Co was founded in 2005 and is headquartered in Fayetteville, Arkansas.
- Leadership
- Gary R. Head
- IPO Date
- Feb 28, 2019
- Employees
- 143
- Street Address
- 3878 North Crossover Road
- Mailing
- Fayetteville, AR, 72703
- Region
- Fayetteville, AR, US
- Reporting Currency
- USD
- Investor Line
- +1 479 684 3700
- Last Updated
- May 6, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.0
- EV/EBITDA
- 5.8
- Price/Sales
- 1.3
- Price/Book
- 1.1
Growth
- Revenue
- +24.1%
- EPS
- +86.8%
- Free Cash Flow
- +138.7%
Profitability
- Gross Margin
- 43.8%
- Operating Margin
- 19.0%
- Net Margin
- 14.7%
- ROE
- 13.3%
- ROIC
- 0.9%
Balance Sheet
- Debt/Equity
- 0.63
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.