Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 12M | 12M | 5M | 6M | 5M |
| Gross Profit | 4M | 5M | 5M | 6M | 5M |
| Operating Income | -2M | -70K | 289K | 740K | 889K |
| EBITDA | -2M | -70K | 272K | 962K | 1M |
| Net Income | -2M | -36K | -163K | 617K | 718K |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$6.02
+0.00% today
1Y Change
-19.73%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 249 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
WCF Bancorp, Inc. (WCFB) is a Financial Services stock with a market cap of $10.00M and listed on OTC. The stock last traded around $6.02 and down 19.7% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +2.0%, EPS growth of -9384.5%, a dividend yield of 1.7%. What stands out right now is revenue +2.0%, EPS -9384.5%, free cash flow +114.5% with operating margin -16.9% and ROIC -0.8%. The dividend is present but secondary, with a yield around 1.7%. Valuation is more restrained than many high-expectation growth names at price/sales 1.1. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines WCFB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WCFB
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
WCFB Max Drawdown
-33.18%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for WCFB and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$5.2M
-14.1% YoY
FY Net Income
$717.8K
+16.2% YoY
Free Cash Flow
$362.7K
-59.0% YoY
Revenue Growth
+2.0%
EPS Growth
-9384.5%
Gross Margin
24.4%
Net Margin
-22.4%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 12M | 12M | 5M | 6M | 5M |
| Gross Profit | 4M | 5M | 5M | 6M | 5M |
| Operating Income | -2M | -70K | 289K | 740K | 889K |
| EBITDA | -2M | -70K | 272K | 962K | 1M |
| Net Income | -2M | -36K | -163K | 617K | 718K |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 0 | 14M | 11M | 3M | 4M |
| Total Assets | 228M | 228M | 197M | 161M | 138M |
| Total Liabilities | 209M | 206M | 174M | 138M | 111M |
| Shareholder Equity | 19M | 22M | 23M | 23M | 27M |
| Total Debt | 35M | 42M | 29M | 18M | 12M |
| Net Debt | 35M | 42M | 18M | 15M | 8M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
398K
-60.9% YoY
Capital Expenditures
35K
+73.5% YoY
Free Cash Flow
363K
-59.0% YoY
Key ratios
Gross Margin
24.4%
Operating Margin
-16.9%
Net Margin
-22.4%
ROE
-11.2%
Debt / Equity
1.52x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.