Financial Services
WCF Bancorp, Inc.(WCFB)
Live Price
Offline$6.02
+0.00% today
1Y Change
-19.73%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $10.00M
- Revenue Growth
- +2.0%
- EPS Growth
- -9384.5%
- Dividend Yield
- 1.7%
Coverage: 249 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
WCF Bancorp, Inc. (WCFB) is a Financial Services stock with a market cap of $10.00M and listed on OTC. The stock last traded around $6.02 and down 19.7% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +2.0%, EPS growth of -9384.5%, a dividend yield of 1.7%. What stands out right now is revenue +2.0%, EPS -9384.5%, free cash flow +114.5% with operating margin -16.9% and ROIC -0.8%. The dividend is present but secondary, with a yield around 1.7%. Valuation is more restrained than many high-expectation growth names at price/sales 1.1. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines WCFB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+2.0% vs +3.4% peer median
Operating Margin
Below sector median
-16.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 15, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +2.0% and EPS is at -9384.5%, with operating margin around -16.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.7%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.5% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 15, 2026 | โ | +0.0% | +0.5% | -4.4% |
2026 Feb 4, 2026 | โ | -0.8% | -4.0% | -1.2% |
2025 Oct 23, 2025 | โ | +0.0% | +2.1% | +0.0% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WCFB
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
WCFB Max Drawdown
-33.18%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for WCFB and SPY.
Company Overview
WCF Bancorp, Inc.
Other OTC
WCF Bancorp, Inc. operates as the bank holding company for WCF Financial Bank that provides commercial banking products and services to individuals and businesses. The company offers checking and saving accounts; certificates of deposit; consumer and mortgage loans; debit and credit cards; safe deposit boxes and safe bonds; order checks; and other products. The company was founded in 1934 and is based in Webster City, Iowa.
- Leadership
- Timothy R. Kluender
- IPO Date
- Aug 15, 1994
- Employees
- 25
- Street Address
- 401 Fair Meadow Drive
- Mailing
- Webster City, IA, 50595
- Region
- Webster City, IA, US
- Reporting Currency
- USD
- Investor Line
- 515 832 3071
- Last Updated
- May 6, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- โ
- Price/Sales
- 1.1
- Price/Book
- 0.6
Growth
- Revenue
- +2.0%
- EPS
- -9384.5%
- Free Cash Flow
- +114.5%
Profitability
- Gross Margin
- 24.4%
- Operating Margin
- -16.9%
- Net Margin
- -22.4%
- ROE
- -11.2%
- ROIC
- -0.8%
Balance Sheet
- Debt/Equity
- 1.52
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.