Financial Services
Live Price
Offline$57.73
-0.05% today
1Y Change
+21.76%
Window
Jun 23, 2025 → Jun 16, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Westamerica Bancorporation (WABC) is a Financial Services stock with a market cap of $1.31B and listed on NASDAQ. The stock last traded around $57.73 and up 21.8% across the available one-year price window (Jun 23, 2025 → Jun 16, 2026). Baseline metrics include revenue growth of -12.6%, EPS growth of -12.9%, a dividend yield of 3.4%. What stands out right now is revenue -12.6%, EPS -12.9%, free cash flow -14.5% with operating margin 56.6% and ROIC 1.9%. The dividend matters to the case here, with a current yield around 3.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.7 and price/sales 4.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines WABC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WABC
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
WABC Max Drawdown
-12.68%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for WABC and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$216.8M
-18.8% YoY
FY Net Income
$86.5M
-29.1% YoY
Free Cash Flow
$87.4M
-22.6% YoY
Revenue Growth
-12.6%
EPS Growth
-12.9%
Gross Margin
95.0%
Net Margin
42.1%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 272M | 311M | 328M | 267M | 217M |
| Gross Profit | 259M | 293M | 325M | 265M | 215M |
| Operating Income | 157M | 189M | 222M | 166M | 117M |
| EBITDA | 163M | 199M | 233M | 182M | 134M |
| Net Income | 116M | 139M | 162M | 122M | 87M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 568M | 601M | 190M | 294M | 1.1B |
| Total Assets | 6.0B | 6.1B | 6.4B | 7.0B | 7.5B |
| Total Liabilities | 5.0B | 5.2B | 5.6B | 6.3B | 6.6B |
| Shareholder Equity | 934M | 890M | 773M | 602M | 827M |
| Total Debt | 160M | 138M | 77M | 74M | 164M |
| Net Debt | -408M | -463M | -113M | -221M | -968M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
89M
-22.0% YoY
Capital Expenditures
1M
-63.3% YoY
Free Cash Flow
87M
-22.6% YoY
Key ratios
Gross Margin
95.0%
Operating Margin
56.6%
Net Margin
42.1%
ROE
12.3%
Debt / Equity
0.16x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.