Financial Services
Westamerica Bancorporation(WABC)
Live Price
Offline$57.73
-0.05% today
1Y Change
+21.76%
Window
Jun 23, 2025 โ Jun 16, 2026
- Market Cap
- $1.31B
- Revenue Growth
- -12.6%
- EPS Growth
- -12.9%
- Dividend Yield
- 3.4%
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Westamerica Bancorporation (WABC) is a Financial Services stock with a market cap of $1.31B and listed on NASDAQ. The stock last traded around $57.73 and up 21.8% across the available one-year price window (Jun 23, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of -12.6%, EPS growth of -12.9%, a dividend yield of 3.4%. What stands out right now is revenue -12.6%, EPS -12.9%, free cash flow -14.5% with operating margin 56.6% and ROIC 1.9%. The dividend matters to the case here, with a current yield around 3.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.7 and price/sales 4.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines WABC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-12.6% vs +3.4% peer median
Operating Margin
Above sector median
+56.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 16, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -12.6% and EPS is at -12.9%, with operating margin around 56.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.4%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.9% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 16, 2026 | โ | +0.7% | +1.8% | +0.9% |
2026 Jan 15, 2026 | +4.7% | -2.0% | -2.0% | +2.6% |
2025 Oct 16, 2025 | +3.7% | +1.9% | +3.1% | +5.2% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WABC
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
WABC Max Drawdown
-12.68%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for WABC and SPY.
Company Overview
Westamerica Bancorporation
NASDAQ Global Select
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.
- Leadership
- David L. Payne
- IPO Date
- Mar 17, 1980
- Employees
- 616
- Street Address
- 1108 Fifth Avenue
- Mailing
- San Rafael, CA, 94901
- Region
- San Rafael, CA, US
- Reporting Currency
- USD
- Investor Line
- 707 863 6000
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.7
- EV/EBITDA
- 6.8
- Price/Sales
- 4.9
- Price/Book
- 1.5
Growth
- Revenue
- -12.6%
- EPS
- -12.9%
- Free Cash Flow
- -14.5%
Profitability
- Gross Margin
- 95.0%
- Operating Margin
- 56.6%
- Net Margin
- 42.1%
- ROE
- 12.3%
- ROIC
- 1.9%
Balance Sheet
- Debt/Equity
- 0.16
- Current Ratio
- 2.75
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.