Income statement
CAD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 120M | 112M | 238M | 133M | 95M |
| Gross Profit | 120M | 112M | 108M | 82M | 66M |
| Operating Income | 41M | 55M | 58M | 33M | 31M |
| EBITDA | 45M | 57M | 59M | 34M | 33M |
| Net Income | 28M | 40M | 42M | 23M | 22M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$19.33
+0.73% today
1Y Change
+73.13%
Window
Jun 23, 2025 → Jun 16, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
VersaBank (VBNK) is a Financial Services stock with a market cap of $790.00M and listed on NASDAQ. The stock last traded around $19.33 and up 73.1% across the available one-year price window (Jun 23, 2025 → Jun 16, 2026). Baseline metrics include revenue growth of +7.7%, EPS growth of -39.6%, a dividend yield of 0.4%. What stands out right now is revenue +7.7%, EPS -39.6%, free cash flow -367.7% with operating margin 14.6% and ROIC 0.5%. The dividend is present but secondary, with a yield around 0.4%. Valuation is more restrained than many high-expectation growth names at P/E 25.0 and price/sales 2.5. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines VBNK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
VBNK
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
VBNK Max Drawdown
-21.04%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for VBNK and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$94.7M
-28.6% YoY
FY Net Income
$22.4M
-1.2% YoY
Free Cash Flow
-$108.3M
-225.9% YoY
Revenue Growth
+7.7%
EPS Growth
-39.6%
Gross Margin
41.3%
Net Margin
10.0%
Income statement
CAD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 120M | 112M | 238M | 133M | 95M |
| Gross Profit | 120M | 112M | 108M | 82M | 66M |
| Operating Income | 41M | 55M | 58M | 33M | 31M |
| EBITDA | 45M | 57M | 59M | 34M | 33M |
| Net Income | 28M | 40M | 42M | 23M | 22M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
CAD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 582M | 225M | 132M | 89M | 272M |
| Total Assets | 5.8B | 4.8B | 4.2B | 3.3B | 2.4B |
| Total Liabilities | 5.3B | 4.4B | 3.8B | 2.9B | 2.1B |
| Shareholder Equity | 533M | 399M | 377M | 351M | 332M |
| Total Debt | 109M | 109M | 111M | 109M | 100M |
| Net Debt | -473M | -117M | -22M | 21M | -171M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
108M
-231.7% YoY
Capital Expenditures
14K
+97.6% YoY
Free Cash Flow
108M
-225.9% YoY
Key ratios
Gross Margin
41.3%
Operating Margin
14.6%
Net Margin
10.0%
ROE
5.9%
Debt / Equity
0.19x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.