Financial Services
VersaBank(VBNK)
Live Price
Offline$19.33
+0.73% today
1Y Change
+73.13%
Window
Jun 23, 2025 โ Jun 16, 2026
- Market Cap
- $790.00M
- Revenue Growth
- +7.7%
- EPS Growth
- -39.6%
- Dividend Yield
- 0.4%
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
VersaBank (VBNK) is a Financial Services stock with a market cap of $790.00M and listed on NASDAQ. The stock last traded around $19.33 and up 73.1% across the available one-year price window (Jun 23, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +7.7%, EPS growth of -39.6%, a dividend yield of 0.4%. What stands out right now is revenue +7.7%, EPS -39.6%, free cash flow -367.7% with operating margin 14.6% and ROIC 0.5%. The dividend is present but secondary, with a yield around 0.4%. Valuation is more restrained than many high-expectation growth names at P/E 25.0 and price/sales 2.5. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines VBNK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+7.7% vs +3.4% peer median
Operating Margin
Above sector median
+14.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Jun 3, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +7.7% and EPS is at -39.6%, with operating margin around 14.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 0.4%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.7% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Jun 3, 2026 | โ | -5.4% | -2.8% | โ |
2026 Mar 3, 2026 | +0.0% | -7.6% | -13.9% | -16.4% |
2025 Dec 10, 2025 | +0.0% | +10.7% | +11.8% | +19.7% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
VBNK
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
VBNK Max Drawdown
-21.04%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for VBNK and SPY.
Company Overview
VersaBank
NASDAQ Global Select
VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. The company offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts, as well as deposit insurance products. It also provides lending services, including point of sale financing that involves purchasing loan and lease receivables from finance companies operating in various industries; and commercial banking services comprising commercial real estate, public sector/infrastructure financing, condominium financing, and residential mortgages. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
- Leadership
- Susan Teresa McGovern
- IPO Date
- Aug 27, 2021
- Employees
- 121
- Street Address
- 140 Fullarton Street
- Mailing
- London, ON, N6A 5P2
- Region
- London, ON, GB
- Reporting Currency
- USD
- Investor Line
- 519 645 1919
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 25.0
- EV/EBITDA
- 5.4
- Price/Sales
- 2.5
- Price/Book
- 1.4
Growth
- Revenue
- +7.7%
- EPS
- -39.6%
- Free Cash Flow
- -367.7%
Profitability
- Gross Margin
- 41.3%
- Operating Margin
- 14.6%
- Net Margin
- 10.0%
- ROE
- 5.9%
- ROIC
- 0.5%
Balance Sheet
- Debt/Equity
- 0.19
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.