Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 105M | 94M | 80M | 58M | 51M |
| Gross Profit | 58M | 45M | 46M | 50M | 44M |
| Operating Income | 17M | 10M | 15M | 23M | 22M |
| EBITDA | 17M | 14M | 18M | 24M | 22M |
| Net Income | 12M | 7M | 11M | 17M | 16M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$5.62
+1.26% today
1Y Change
+21.74%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
US Metro Bancorp, Inc. (USMT) is a Financial Services stock with a market cap of $10.00M and listed on OTC. The stock last traded around $5.62 and up 21.7% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +11.7%, EPS growth of +72.1%, a dividend yield of 2.5%. What stands out right now is revenue +11.7%, EPS +72.1%, free cash flow 0.0% with operating margin 11.6% and ROIC 0.6%. The dividend is present but secondary, with a yield around 2.5%. Valuation is more restrained than many high-expectation growth names at P/E 10.2 and price/sales 0.1. Stock Foundry combines USMT price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
USMT
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
USMT Max Drawdown
-10.51%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for USMT and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$50.6M
-12.9% YoY
FY Net Income
$15.7M
-6.8% YoY
Free Cash Flow
$7.2M
-64.3% YoY
Revenue Growth
+11.7%
EPS Growth
+72.1%
Gross Margin
42.6%
Net Margin
7.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 105M | 94M | 80M | 58M | 51M |
| Gross Profit | 58M | 45M | 46M | 50M | 44M |
| Operating Income | 17M | 10M | 15M | 23M | 22M |
| EBITDA | 17M | 14M | 18M | 24M | 22M |
| Net Income | 12M | 7M | 11M | 17M | 16M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 14M | 150M | 130M | 118M | 117M |
| Total Assets | 1.6B | 1.4B | 1.2B | 1.1B | 968M |
| Total Liabilities | 1.4B | 1.3B | 1.1B | 1.0B | 892M |
| Shareholder Equity | 156M | 101M | 95M | 85M | 77M |
| Total Debt | 25M | 51M | 51M | 51M | 26M |
| Net Debt | 11M | -99M | -79M | -68M | -92M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
8M
-62.8% YoY
Capital Expenditures
402K
-69.4% YoY
Free Cash Flow
7M
-64.3% YoY
Key ratios
Gross Margin
42.6%
Operating Margin
11.6%
Net Margin
7.9%
ROE
6.0%
Debt / Equity
0.16x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.