Financial Services
US Metro Bancorp, Inc.(USMT)
Live Price
Offline$5.32
+0.00% today
1Y Change
+18.22%
Window
Jun 20, 2025 โ Jun 12, 2026
- Market Cap
- $10.00M
- Revenue Growth
- +11.7%
- EPS Growth
- +72.1%
- Dividend Yield
- 2.5%
Coverage: 246 bars ยท Jun 20, 2025 โ Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
US Metro Bancorp, Inc. (USMT) is a Financial Services stock with a market cap of $10.00M and listed on OTC. The stock last traded around $5.32 and up 18.2% across the available one-year price window (Jun 20, 2025 โ Jun 12, 2026). Baseline metrics include revenue growth of +11.7%, EPS growth of +72.1%, a dividend yield of 2.5%. What stands out right now is revenue +11.7%, EPS +72.1%, free cash flow 0.0% with operating margin 11.6% and ROIC 0.6%. The dividend is present but secondary, with a yield around 2.5%. Valuation is more restrained than many high-expectation growth names at P/E 10.2 and price/sales 0.1. Stock Foundry combines USMT price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+11.7% vs +3.4% peer median
Operating Margin
Above sector median
+11.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2025 was reported on Dec 31, 2025, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +11.7% and EPS at +72.1%, with operating margin around 11.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.5%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +2.1% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2025 Dec 31, 2025 | โ | +0.8% | +0.8% | +9.8% |
2025 Jun 30, 2025 | โ | -1.1% | +2.2% | +2.8% |
2025 Apr 26, 2025 | โ | -2.9% | +3.3% | +4.4% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
USMT
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
USMT Max Drawdown
-10.51%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for USMT and SPY.
Company Overview
US Metro Bancorp, Inc.
Other OTC
US Metro Bancorp, Inc. operates as the bank holding company for US Metro Bank that provides various banking services to commercial business and individual consumers. The company's deposit products include checking, savings, money market, and certificate of deposit accounts, as well as treasury management services. It also offers real estate, business term and lines of credit, and small business administration loans, as well as construction and warehouse lending services. In addition, the company provides online and mobile banking, ATM, telebanc, and wire transfer services, as well as safe deposit box and debit card services. As of August 24, 2021, it operated five branches in Southern California; and loan production offices in Dallas, Seattle, New York, and Atlanta. The company was founded in 2006 and is headquartered in Garden Grove, California.
- Leadership
- Dong Il Kim
- IPO Date
- Mar 19, 2007
- Employees
- 151
- Street Address
- 9866 Garden Grove Boulevard
- Mailing
- Garden Grove, CA, 92844
- Region
- Garden Grove, CA, US
- Reporting Currency
- USD
- Investor Line
- 714 620 8888
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.2
- EV/EBITDA
- 1.5
- Price/Sales
- 0.1
- Price/Book
- 0.6
Growth
- Revenue
- +11.7%
- EPS
- +72.1%
- Free Cash Flow
- 0.0%
Profitability
- Gross Margin
- 42.6%
- Operating Margin
- 11.6%
- Net Margin
- 7.9%
- ROE
- 6.0%
- ROIC
- 0.6%
Balance Sheet
- Debt/Equity
- 0.16
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.