Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 188M | 163M | 151M | 108M | 96M |
| Gross Profit | 128M | 102M | 99M | 93M | 88M |
| Operating Income | 76M | 54M | 53M | 51M | 48M |
| EBITDA | 76M | 57M | 55M | 54M | 50M |
| Net Income | 58M | 41M | 40M | 38M | 36M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$55.43
+1.04% today
1Y Change
+21.29%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Unity Bancorp, Inc. (UNTY) is a Financial Services stock with a market cap of $530.00M and listed on NASDAQ. The stock last traded around $55.43 and up 21.3% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +15.5%, EPS growth of +40.0%, a dividend yield of 1.1%. What stands out right now is revenue +15.5%, EPS +40.0%, free cash flow -6.2% with operating margin 38.1% and ROIC 9.4%. The dividend is present but secondary, with a yield around 1.1%. Valuation is more restrained than many high-expectation growth names at P/E 8.8 and price/sales 2.5. Stock Foundry combines UNTY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UNTY
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
UNTY Max Drawdown
-16.34%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for UNTY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$95.8M
-11.5% YoY
FY Net Income
$36.1M
-6.1% YoY
Free Cash Flow
$31.3M
-24.1% YoY
Revenue Growth
+15.5%
EPS Growth
+40.0%
Gross Margin
63.7%
Net Margin
28.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 188M | 163M | 151M | 108M | 96M |
| Gross Profit | 128M | 102M | 99M | 93M | 88M |
| Operating Income | 76M | 54M | 53M | 51M | 48M |
| EBITDA | 76M | 57M | 55M | 54M | 50M |
| Net Income | 58M | 41M | 40M | 38M | 36M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 217M | 180M | 195M | 115M | 245M |
| Total Assets | 3.0B | 2.7B | 2.6B | 2.4B | 2.0B |
| Total Liabilities | 2.6B | 2.4B | 2.3B | 2.2B | 1.8B |
| Shareholder Equity | 346M | 296M | 261M | 239M | 206M |
| Total Debt | 266M | 231M | 367M | 399M | 56M |
| Net Debt | 50M | 50M | 172M | 284M | -189M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
33M
-23.8% YoY
Capital Expenditures
1M
+15.7% YoY
Free Cash Flow
31M
-24.1% YoY
Key ratios
Gross Margin
63.7%
Operating Margin
38.1%
Net Margin
28.7%
ROE
17.9%
Debt / Equity
0.72x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.