Financial Services
Unity Bancorp, Inc.(UNTY)
Live Price
Offline$55.43
+1.04% today
1Y Change
+21.29%
Window
Jun 23, 2025 โ Jun 15, 2026
- Market Cap
- $530.00M
- Revenue Growth
- +15.5%
- EPS Growth
- +40.0%
- Dividend Yield
- 1.1%
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Unity Bancorp, Inc. (UNTY) is a Financial Services stock with a market cap of $530.00M and listed on NASDAQ. The stock last traded around $55.43 and up 21.3% across the available one-year price window (Jun 23, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +15.5%, EPS growth of +40.0%, a dividend yield of 1.1%. What stands out right now is revenue +15.5%, EPS +40.0%, free cash flow -6.2% with operating margin 38.1% and ROIC 9.4%. The dividend is present but secondary, with a yield around 1.1%. Valuation is more restrained than many high-expectation growth names at P/E 8.8 and price/sales 2.5. Stock Foundry combines UNTY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+15.5% vs +3.4% peer median
Operating Margin
Above sector median
+38.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report landed above expectations
2026 was reported on Apr 13, 2026 with an EPS surprise of +2.2% and a revenue surprise of +0.1%.
The operating story is still moving forward
Revenue is running at +15.5% and EPS at +40.0%, with operating margin around 38.1%.
The next real check-in already has a date
The next earnings event is scheduled for Jul 21, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.8% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 13, 2026 | +2.2% | -2.2% | -3.2% | -5.7% |
2026 Jan 13, 2026 | +4.4% | -1.2% | -0.3% | -0.5% |
2025 Oct 14, 2025 | +3.9% | +1.3% | -1.8% | -3.4% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UNTY
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
UNTY Max Drawdown
-16.34%
Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for UNTY and SPY.
Company Overview
Unity Bancorp, Inc.
NASDAQ Global Market
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. The company offers personal and business checking accounts, time deposits, money market accounts, and regular savings accounts, as well as noninterest and interest-bearing demand deposits. It also provides small business administration loans; commercial loans; and residential mortgage and consumer loans, including residential real estate, home equity lines and loans, and residential construction lines, as well as personal loans. the company offered its services through the Internet and nineteen branch offices located in Bergen, Hunterdon, Middlesex, Somerset, Union, and Warren counties in New Jersey, as well as Northampton County, Pennsylvania. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey.
- Leadership
- James A. Hughes
- IPO Date
- Jan 14, 1997
- Employees
- 227
- Street Address
- 64 Old Highway 22
- Mailing
- Clinton, NJ, 08809
- Region
- Clinton, NJ, US
- Reporting Currency
- USD
- Investor Line
- 908 730 7630
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.8
- EV/EBITDA
- 7.0
- Price/Sales
- 2.5
- Price/Book
- 1.5
Growth
- Revenue
- +15.5%
- EPS
- +40.0%
- Free Cash Flow
- -6.2%
Profitability
- Gross Margin
- 63.7%
- Operating Margin
- 38.1%
- Net Margin
- 28.7%
- ROE
- 17.9%
- ROIC
- 9.4%
Balance Sheet
- Debt/Equity
- 0.72
- Current Ratio
- 0.15
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.