Income statement
USD
Annual
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 11M | 10M | 8M | 7M | 8M |
| Gross Profit | 6M | 7M | 7M | 6M | 6M |
| Operating Income | 1M | 2M | 3M | 2M | 1M |
| EBITDA | 2M | 2M | 3M | 2M | 2M |
| Net Income | 1M | 2M | 2M | 2M | 1M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$27.27
+0.00% today
1Y Change
+52.44%
Window
Jun 23, 2025 → Jun 8, 2026
Coverage: 241 bars · Jun 23, 2025 → Jun 8, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
United Tennessee Bankshares, Inc. (UNTN) is a Financial Services stock with a market cap of $20.00M and listed on OTC. The stock last traded around $27.27 and up 52.4% across the available one-year price window (Jun 23, 2025 → Jun 8, 2026). Baseline metrics include revenue growth of +7.0%, EPS growth of +61.6%, a dividend yield of 2.4%. What stands out right now is revenue +7.0%, EPS +61.6%, free cash flow -54.6% with operating margin 19.4% and ROIC 7.4%. The dividend is present but secondary, with a yield around 2.4%. Valuation is more restrained than many high-expectation growth names at P/E 9.7 and price/sales 1.6. Stock Foundry combines UNTN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UNTN
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
UNTN Max Drawdown
-5.26%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for UNTN and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$7.6M
+5.5% YoY
FY Net Income
$1.2M
-22.0% YoY
Free Cash Flow
$2.3M
-15.9% YoY
Revenue Growth
+7.0%
EPS Growth
+61.6%
Gross Margin
61.2%
Net Margin
16.0%
Income statement
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 11M | 10M | 8M | 7M | 8M |
| Gross Profit | 6M | 7M | 7M | 6M | 6M |
| Operating Income | 1M | 2M | 3M | 2M | 1M |
| EBITDA | 2M | 2M | 3M | 2M | 2M |
| Net Income | 1M | 2M | 2M | 2M | 1M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Cash & Equivalents | 20M | 23M | 9M | 15M | 11M |
| Total Assets | 271M | 263M | 251M | 258M | 240M |
| Total Liabilities | 252M | 244M | 236M | 235M | 213M |
| Shareholder Equity | 19M | 19M | 15M | 23M | 27M |
| Total Debt | 0 | 0 | 0 | 0 | 0 |
| Net Debt | -20M | -23M | -9M | -15M | -11M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
2M
-16.3% YoY
Capital Expenditures
18K
+47.4% YoY
Free Cash Flow
2M
-15.9% YoY
Key ratios
Gross Margin
61.2%
Operating Margin
19.4%
Net Margin
16.0%
ROE
9.5%
Debt / Equity
0.00x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.