Financial Services
United Tennessee Bankshares, Inc.(UNTN)
Live Price
Offline$27.44
+0.00% today
1Y Change
+52.44%
Window
Jun 23, 2025 โ Jun 8, 2026
- Market Cap
- $20.00M
- Revenue Growth
- +7.0%
- EPS Growth
- +61.6%
- Dividend Yield
- 2.4%
Coverage: 241 bars ยท Jun 23, 2025 โ Jun 8, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
United Tennessee Bankshares, Inc. (UNTN) is a Financial Services stock with a market cap of $20.00M and listed on OTC. The stock last traded around $27.44 and up 52.4% across the available one-year price window (Jun 23, 2025 โ Jun 8, 2026). Baseline metrics include revenue growth of +7.0%, EPS growth of +61.6%, a dividend yield of 2.4%. What stands out right now is revenue +7.0%, EPS +61.6%, free cash flow -54.6% with operating margin 19.4% and ROIC 7.4%. The dividend is present but secondary, with a yield around 2.4%. Valuation is more restrained than many high-expectation growth names at P/E 9.7 and price/sales 1.6. Stock Foundry combines UNTN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+7.0% vs +3.4% peer median
Operating Margin
Above sector median
+19.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 13, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +7.0% and EPS at +61.6%, with operating margin around 19.4%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.4%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.1% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 13, 2026 | โ | +0.0% | +1.0% | +6.7% |
2026 Jan 12, 2026 | โ | +0.7% | +0.7% | +3.0% |
2025 Oct 14, 2025 | โ | +3.7% | +1.5% | +0.0% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UNTN
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
UNTN Max Drawdown
-5.26%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for UNTN and SPY.
Company Overview
United Tennessee Bankshares, Inc.
Other OTC
United Tennessee Bankshares, Inc. operates as the holding company for Newport Federal Bank that provides various financial services to individuals and corporate customers. The company accepts interest-bearing checking, savings, NOW, passbook savings, money market, and individual retirement accounts, as well as certificates of deposit. It offers one-to-four family first mortgage, consumer, car, secured/unsecured, home improvement, new construction, debt consolidation, and commercial real estate loans; and lines of credit, remodeling, loans of deposits, and land refinancing. The company also provides investment securities portfolio consists of the U.S. government corporations and agency securities, municipal bonds of governmental entities, corporate debt, and mortgage-backed securities, as well as obligations of states and political; and Internet banking services. It operates through three full-service banking offices located in Newport, Tennessee. The company was founded in 1934 and is based in Newport, Tennessee.
- Leadership
- Chris H. Triplett
- IPO Date
- Jan 9, 1998
- Employees
- 30
- Street Address
- 170 West Broadway
- Mailing
- Newport, TN, 37821-2325
- Region
- Newport, TN, US
- Reporting Currency
- USD
- Investor Line
- 423 623 6088
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.7
- EV/EBITDA
- 2.9
- Price/Sales
- 1.6
- Price/Book
- 0.8
Growth
- Revenue
- +7.0%
- EPS
- +61.6%
- Free Cash Flow
- -54.6%
Profitability
- Gross Margin
- 61.2%
- Operating Margin
- 19.4%
- Net Margin
- 16.0%
- ROE
- 9.5%
- ROIC
- 7.4%
Balance Sheet
- Debt/Equity
- โ
- Current Ratio
- 0.29
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.