Income statement
USD
Annual
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 15M | 13M | 12M | 11M | 9M |
| Gross Profit | 15M | 13M | 12M | 11M | 9M |
| Operating Income | 3M | 2M | 2M | 2M | 1M |
| EBITDA | -186K | -185K | -295K | -149K | -66K |
| Net Income | 1M | 1M | 2M | 2M | 1M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$2.51
+0.00% today
1Y Change
+0.00%
Window
Jun 20, 2025 → Jun 16, 2026
Coverage: 252 bars · Jun 20, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Union Financial Corporation (UFCP) is a Financial Services stock with a market cap of $10.00M and listed on OTC. The stock last traded around $2.51 and up 0.0% across the available one-year price window (Jun 20, 2025 → Jun 16, 2026). Baseline metrics include revenue growth of +8.6%, EPS growth of -8.8%, a dividend yield of 0.0%. What stands out right now is revenue +8.6%, EPS -8.8%, free cash flow 0.0% with operating margin 21.8% and ROIC 822.5%. Valuation is more restrained than many high-expectation growth names at P/E 8.1 and price/sales 0.6. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines UFCP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UFCP
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
UFCP Max Drawdown
0.00%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for UFCP and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$9.1M
-14.0% YoY
FY Net Income
$1.2M
-25.2% YoY
Free Cash Flow
$2.1K
+277.0% YoY
Revenue Growth
+8.6%
EPS Growth
-8.8%
Gross Margin
100.0%
Net Margin
6.9%
Income statement
USD
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 15M | 13M | 12M | 11M | 9M |
| Gross Profit | 15M | 13M | 12M | 11M | 9M |
| Operating Income | 3M | 2M | 2M | 2M | 1M |
| EBITDA | -186K | -185K | -295K | -149K | -66K |
| Net Income | 1M | 1M | 2M | 2M | 1M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|
| Cash & Equivalents | 42K | 101K | 87K | 23K | 13M |
| Total Assets | 339K | 341K | 296K | 206K | 187M |
| Total Liabilities | 321K | 318K | 277K | 192K | 173M |
| Shareholder Equity | 19K | 22K | 18K | 15K | 14M |
| Total Debt | 14K | 14K | 8K | 8K | 0 |
| Net Debt | -28K | -87K | -79K | -15K | -13M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
3K
+183.1% YoY
Capital Expenditures
491
-37.5% YoY
Free Cash Flow
2K
+277.0% YoY
Key ratios
Gross Margin
100.0%
Operating Margin
21.8%
Net Margin
6.9%
ROE
4969.9%
Debt / Equity
0.75x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.