Financial Services
Union Financial Corporation(UFCP)
Live Price
Offline$2.51
+0.00% today
1Y Change
+0.00%
Window
Jun 23, 2025 → Jun 16, 2026
- Market Cap
- $10.00M
- Revenue Growth
- +8.6%
- EPS Growth
- -8.8%
- Dividend Yield
- 0.0%
Coverage: 251 bars · Jun 23, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Union Financial Corporation (UFCP) is a Financial Services stock with a market cap of $10.00M and listed on OTC. The stock last traded around $2.51 and up 0.0% across the available one-year price window (Jun 23, 2025 → Jun 16, 2026). Baseline metrics include revenue growth of +8.6%, EPS growth of -8.8%, a dividend yield of 0.0%. What stands out right now is revenue +8.6%, EPS -8.8%, free cash flow 0.0% with operating margin 21.8% and ROIC 822.5%. Valuation is more restrained than many high-expectation growth names at P/E 8.1 and price/sales 0.6. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines UFCP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+8.6% vs +3.4% peer median
Operating Margin
Above sector median
+21.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating picture looks softer than before
Revenue is at +8.6% and EPS is at -8.8%, with operating margin around 21.8%.
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UFCP
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Normalized return
SPY
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S&P 500
Excess Return
—
Relative to SPY
UFCP Max Drawdown
0.00%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for UFCP and SPY.
Company Overview
Union Financial Corporation
Other OTC
Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and services in Michigan. It offers checking, savings, money market, and health savings accounts; credit cards, certificate of deposits; and overdraft protection services. The company also provides home equity lines of credit; closed end home equity loans; construction, business, agricultural, auto, and personal loans; and mortgage services. In addition, the company offers personal investment services, which include investments, educational savings plans, traditional and Roth IRAs, fixed and variable annuities, and mutual funds; business planning services; and life and long-term care insurance services. The company was founded in 1934 and is based in Lake Odessa, Michigan.
- Leadership
- Cortney H. Collison
- IPO Date
- Mar 19, 2020
- Employees
- 65
- Street Address
- 933 Fourth Avenue
- Mailing
- Lake Odessa, MI, 48849
- Region
- Lake Odessa, MI, US
- Reporting Currency
- USD
- Investor Line
- 616 374 3278
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.1
- EV/EBITDA
- —
- Price/Sales
- 0.6
- Price/Book
- 445.5
Growth
- Revenue
- +8.6%
- EPS
- -8.8%
- Free Cash Flow
- 0.0%
Profitability
- Gross Margin
- 100.0%
- Operating Margin
- 21.8%
- Net Margin
- 6.9%
- ROE
- 4969.9%
- ROIC
- 822.5%
Balance Sheet
- Debt/Equity
- 0.75
- Current Ratio
- 6.63
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.