Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 94M | 90M | 68M | 79M | 72M |
| Gross Profit | 77M | 66M | 68M | 79M | 72M |
| Operating Income | 17M | 18M | 21M | 28M | 24M |
| EBITDA | 17M | 14M | 18M | 23M | 21M |
| Net Income | 15M | 12M | 6M | 17M | 15M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$19.48
+0.67% today
1Y Change
+37.72%
Window
Jun 23, 2025 → Jun 16, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Tri City Bankshares Corporation (TRCY) is a Financial Services stock with a market cap of $170.00M and listed on OTC. The stock last traded around $19.48 and up 37.7% across the available one-year price window (Jun 23, 2025 → Jun 16, 2026). Baseline metrics include revenue growth of +4.8%, EPS growth of +24.2%, a dividend yield of 3.8%. What stands out right now is revenue +4.8%, EPS +24.2%, free cash flow +25.3% with operating margin 35.0% and ROIC 1.4%. The dividend matters to the case here, with a current yield around 3.8%. Valuation is more restrained than many high-expectation growth names at P/E 11.4 and price/sales 1.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines TRCY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TRCY
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
TRCY Max Drawdown
-18.18%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for TRCY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$71.9M
-8.6% YoY
FY Net Income
$15.4M
-12.1% YoY
Free Cash Flow
$19.4M
+37.0% YoY
Revenue Growth
+4.8%
EPS Growth
+24.2%
Gross Margin
63.2%
Net Margin
16.4%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 94M | 90M | 68M | 79M | 72M |
| Gross Profit | 77M | 66M | 68M | 79M | 72M |
| Operating Income | 17M | 18M | 21M | 28M | 24M |
| EBITDA | 17M | 14M | 18M | 23M | 21M |
| Net Income | 15M | 12M | 6M | 17M | 15M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 0 | 152M | 195M | 53M | 135M |
| Total Assets | 2.0B | 1.9B | 2.1B | 2.0B | 2.1B |
| Total Liabilities | 1.8B | 1.8B | 1.9B | 1.9B | 1.9B |
| Shareholder Equity | 185M | 154M | 144M | 129M | 192M |
| Total Debt | 23M | 12M | 162M | 13M | 15M |
| Net Debt | 23M | -152M | -33M | -40M | -121M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
21M
+20.4% YoY
Capital Expenditures
2M
+52.3% YoY
Free Cash Flow
19M
+37.0% YoY
Key ratios
Gross Margin
63.2%
Operating Margin
35.0%
Net Margin
16.4%
ROE
8.4%
Debt / Equity
0.06x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.