Financial Services
Tri City Bankshares Corporation(TRCY)
Live Price
Offline$19.48
+0.67% today
1Y Change
+37.72%
Window
Jun 20, 2025 โ Jun 16, 2026
- Market Cap
- $170.00M
- Revenue Growth
- +4.8%
- EPS Growth
- +24.2%
- Dividend Yield
- 3.8%
Coverage: 248 bars ยท Jun 20, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Tri City Bankshares Corporation (TRCY) is a Financial Services stock with a market cap of $170.00M and listed on OTC. The stock last traded around $19.48 and up 37.7% across the available one-year price window (Jun 20, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +4.8%, EPS growth of +24.2%, a dividend yield of 3.8%. What stands out right now is revenue +4.8%, EPS +24.2%, free cash flow +25.3% with operating margin 35.0% and ROIC 1.4%. The dividend matters to the case here, with a current yield around 3.8%. Valuation is more restrained than many high-expectation growth names at P/E 11.4 and price/sales 1.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines TRCY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+4.8% vs +3.4% peer median
Operating Margin
Above sector median
+35.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2025 was reported on Dec 31, 2025, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +4.8% and EPS at +24.2%, with operating margin around 35.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.8%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.2% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2025 Dec 31, 2025 | โ | -1.1% | -3.2% | +0.3% |
2025 Jun 4, 2025 | โ | +0.0% | +1.9% | +3.6% |
2025 Mar 7, 2025 | โ | +0.0% | +1.9% | +3.6% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TRCY
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
TRCY Max Drawdown
-18.18%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for TRCY and SPY.
Company Overview
Tri City Bankshares Corporation
Other OTC
Tri City Bankshares Corporation, through its subsidiaries, provides various banking products and services primarily in Southeastern Wisconsin. The company accepts checking accounts, savings accounts, money market accounts, youth and health savings accounts, certificates of deposit, and individual retirement accounts. Its loan products include home mortgage loans, home equity loans, auto loans, construction and land loans, personal and business loans, commercial real estate loans, business lines of credit, and small business loans. The company also offers credit and debits cards; and digital banking, refinancing, overdraft protection, merchant services, remote deposit capture, bill pay, payroll, ATM, gift card, telephone banking, direct deposit, safe deposit boxes, and investment services. Tri City Bankshares Corporation was founded in 1963 and is based in Oak Creek, Wisconsin.
- Leadership
- Brian T. McGarry
- IPO Date
- Jul 22, 1999
- Employees
- 515
- Street Address
- 6400 South 27th Street
- Mailing
- Oak Creek, WI, 53154
- Region
- Oak Creek, WI, US
- Reporting Currency
- USD
- Investor Line
- 414 761 1610
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.4
- EV/EBITDA
- โ
- Price/Sales
- 1.9
- Price/Book
- 0.9
Growth
- Revenue
- +4.8%
- EPS
- +24.2%
- Free Cash Flow
- +25.3%
Profitability
- Gross Margin
- 63.2%
- Operating Margin
- 35.0%
- Net Margin
- 16.4%
- ROE
- 8.4%
- ROIC
- 1.4%
Balance Sheet
- Debt/Equity
- 0.06
- Current Ratio
- 304.59
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.