Income statement
USD
Annual
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 20M | 16M | 11M | 10M | 11M |
| Gross Profit | 0 | 9M | 8M | 10M | 7M |
| Operating Income | 2M | 2M | 2M | 1M | 2M |
| EBITDA | 2M | 2M | 2M | 2M | 2M |
| Net Income | 2M | 2M | 1M | 1M | 1M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$15.75
-0.44% today
1Y Change
+82.89%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
SSB Bancorp, Inc. (SSBP) is a Financial Services stock with a market cap of $30.00M and listed on OTC. The stock last traded around $15.75 and up 82.9% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +16.4%, EPS growth of +28.4%, a dividend yield of 0.0%. What stands out right now is revenue +16.4%, EPS +28.4%, free cash flow +174.5% with operating margin 15.9% and ROIC 5.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.0 and price/sales 1.3. Stock Foundry combines SSBP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SSBP
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SSBP Max Drawdown
-10.85%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SSBP and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$10.8M
+2.7% YoY
FY Net Income
$1.4M
+29.4% YoY
Free Cash Flow
-$55.3M
-30.6% YoY
Revenue Growth
+16.4%
EPS Growth
+28.4%
Gross Margin
63.4%
Net Margin
12.0%
Income statement
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 20M | 16M | 11M | 10M | 11M |
| Gross Profit | 0 | 9M | 8M | 10M | 7M |
| Operating Income | 2M | 2M | 2M | 1M | 2M |
| EBITDA | 2M | 2M | 2M | 2M | 2M |
| Net Income | 2M | 2M | 1M | 1M | 1M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Cash & Equivalents | 0 | 27M | 19M | -2M | -2M |
| Total Assets | 319M | 296M | 251M | 235M | 234M |
| Total Liabilities | 290M | 269M | 227M | 212M | 212M |
| Shareholder Equity | 29M | 27M | 24M | 23M | 23M |
| Total Debt | 20M | 20M | 19M | 28M | 39M |
| Net Debt | 20M | -6M | 195K | 30M | 41M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
55M
-30.6% YoY
Capital Expenditures
173K
-48.1% YoY
Free Cash Flow
55M
-30.6% YoY
Key ratios
Gross Margin
63.4%
Operating Margin
15.9%
Net Margin
12.0%
ROE
9.4%
Debt / Equity
0.59x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.