Financial Services
SSB Bancorp, Inc.(SSBP)
Live Price
Offline$15.82
+0.00% today
1Y Change
+75.78%
Window
Jun 20, 2025 โ Jun 15, 2026
- Market Cap
- $30.00M
- Revenue Growth
- +16.4%
- EPS Growth
- +28.4%
- Dividend Yield
- 0.0%
Coverage: 248 bars ยท Jun 20, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
SSB Bancorp, Inc. (SSBP) is a Financial Services stock with a market cap of $30.00M and listed on OTC. The stock last traded around $15.82 and up 75.8% across the available one-year price window (Jun 20, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +16.4%, EPS growth of +28.4%, a dividend yield of 0.0%. What stands out right now is revenue +16.4%, EPS +28.4%, free cash flow +174.5% with operating margin 15.9% and ROIC 5.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.0 and price/sales 1.3. Stock Foundry combines SSBP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+16.4% vs +3.4% peer median
Operating Margin
Above sector median
+15.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2023 was reported on Dec 31, 2023, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +16.4% and EPS at +28.4%, with operating margin around 15.9%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.1% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2023 Dec 31, 2023 | โ | -3.9% | -1.1% | +1.1% |
2023 Sep 30, 2023 | โ | -3.9% | -1.1% | +1.1% |
2023 Jun 30, 2023 | โ | -3.9% | -1.1% | +1.1% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SSBP
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
SSBP Max Drawdown
-10.85%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SSBP and SPY.
Company Overview
SSB Bancorp, Inc.
Other OTC
SSB Bancorp, Inc. operates as the holding company for SSB Bank that provides various financial services to individuals and corporate customers in Pennsylvania. Its primary deposit products include passbook savings accounts, checking accounts, money market accounts, time deposits, interest-bearing and non-interest bearing demand accounts, and certificates of deposit; and lending products consist of one-to-four family residential real estate loans, commercial real estate loans, multi-family residential real estate loans, construction loans, commercial and industrial loans, consumer loans, and home equity lines of credit. The company also offers credit card processing solutions, as well as Internet banking services. It serves customers through its main office and one branch office, which are located in Pittsburgh, Pennsylvania. The company was founded in 1922 and is based in Pittsburgh, Pennsylvania. SSB Bancorp, Inc. is a subsidiary of SSB Bancorp, MHC.
- Leadership
- J. Daniel Moon
- IPO Date
- Jan 26, 2018
- Employees
- 21
- Street Address
- 8700 Perry Highway
- Mailing
- Pittsburgh, PA, 15237
- Region
- Pittsburgh, PA, US
- Reporting Currency
- USD
- Investor Line
- 412 837 6955
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.0
- EV/EBITDA
- โ
- Price/Sales
- 1.3
- Price/Book
- 1.0
Growth
- Revenue
- +16.4%
- EPS
- +28.4%
- Free Cash Flow
- +174.5%
Profitability
- Gross Margin
- 63.4%
- Operating Margin
- 15.9%
- Net Margin
- 12.0%
- ROE
- 9.4%
- ROIC
- 5.4%
Balance Sheet
- Debt/Equity
- 0.59
- Current Ratio
- 0.36
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.