Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 12M | 11M | 9M | 7M | 7M |
| Gross Profit | 10M | 4M | 3M | 3M | 3M |
| Operating Income | 6M | 1M | 713K | 1M | 1M |
| EBITDA | 6M | 1M | 867K | 1M | 1M |
| Net Income | 1M | 980K | 532K | 806K | 876K |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$2.17
+19.81% today
1Y Change
+1.66%
Window
Jun 23, 2025 → Jun 9, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 9, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Standard Premium Finance Holdings, Inc. (SPFX) is a Financial Services stock with a market cap of $10.00M and listed on OTC. The stock last traded around $2.17 and up 1.7% across the available one-year price window (Jun 23, 2025 → Jun 9, 2026). Baseline metrics include revenue growth of +16.6%, EPS growth of +27.6%, a dividend yield of 0.0%. What stands out right now is revenue +16.6%, EPS +27.6%, free cash flow +61.0% with operating margin 32.0% and ROIC 3.8%. Valuation is more restrained than many high-expectation growth names at P/E 5.2 and price/sales 0.5. Stock Foundry combines SPFX price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SPFX
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SPFX Max Drawdown
-47.84%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SPFX and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$6.7M
-7.2% YoY
FY Net Income
$876.3K
+8.7% YoY
Free Cash Flow
$2.0M
+28.7% YoY
Revenue Growth
+16.6%
EPS Growth
+27.6%
Gross Margin
89.9%
Net Margin
10.4%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 12M | 11M | 9M | 7M | 7M |
| Gross Profit | 10M | 4M | 3M | 3M | 3M |
| Operating Income | 6M | 1M | 713K | 1M | 1M |
| EBITDA | 6M | 1M | 867K | 1M | 1M |
| Net Income | 1M | 980K | 532K | 806K | 876K |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 11K | 2K | 45K | 421K | 21K |
| Total Assets | 75M | 66M | 62M | 51M | 49M |
| Total Liabilities | 66M | 58M | 56M | 46M | 44M |
| Shareholder Equity | 8M | 7M | 6M | 6M | 5M |
| Total Debt | 64M | 54M | 52M | 42M | 41M |
| Net Debt | 64M | 54M | 52M | 42M | 41M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
2M
+27.2% YoY
Capital Expenditures
37K
+24.2% YoY
Free Cash Flow
2M
+28.7% YoY
Key ratios
Gross Margin
89.9%
Operating Margin
32.0%
Net Margin
10.4%
ROE
15.1%
Debt / Equity
7.56x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.