Financial Services
Standard Premium Finance Holdings, Inc.(SPFX)
Live Price
Offline$1.83
-0.55% today
1Y Change
+1.66%
Window
Jun 20, 2025 โ Jun 9, 2026
- Market Cap
- $10.00M
- Revenue Growth
- +16.6%
- EPS Growth
- +27.6%
- Dividend Yield
- 0.0%
Coverage: 246 bars ยท Jun 20, 2025 โ Jun 9, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Standard Premium Finance Holdings, Inc. (SPFX) is a Financial Services stock with a market cap of $10.00M and listed on OTC. The stock last traded around $1.83 and up 1.7% across the available one-year price window (Jun 20, 2025 โ Jun 9, 2026). Baseline metrics include revenue growth of +16.6%, EPS growth of +27.6%, a dividend yield of 0.0%. What stands out right now is revenue +16.6%, EPS +27.6%, free cash flow +61.0% with operating margin 32.0% and ROIC 3.8%. Valuation is more restrained than many high-expectation growth names at P/E 5.2 and price/sales 0.5. Stock Foundry combines SPFX price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+16.6% vs +3.4% peer median
Operating Margin
Above sector median
+32.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2023 was reported on Sep 30, 2023, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +16.6% and EPS at +27.6%, with operating margin around 32.0%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +28.9% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2023 Sep 30, 2023 | โ | +0.0% | +28.9% | +28.9% |
2023 Jun 30, 2023 | โ | +0.0% | +28.9% | +28.9% |
2023 Mar 31, 2023 | โ | +0.0% | +28.9% | +28.9% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SPFX
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
SPFX Max Drawdown
-47.84%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SPFX and SPY.
Company Overview
Standard Premium Finance Holdings, Inc.
Other OTC
Standard Premium Finance Holdings, Inc. engages in the insurance premium financing business. The company offers collateralized loans to businesses and individuals to finance the insurance premiums they pay on their commercial property and casualty insurance policies. It operates in Florida, Georgia, North Carolina, South Carolina, Tennessee, Texas, and Arizona. The company was incorporated in 2016 and is based in Miami, Florida.
- Leadership
- William J. Koppelmann
- IPO Date
- Jun 29, 2022
- Employees
- 23
- Street Address
- 13590 SW 134th Avenue
- Mailing
- Miami, FL, 33186
- Region
- Miami, FL, US
- Reporting Currency
- USD
- Investor Line
- 305-232-2752
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 5.2
- EV/EBITDA
- โ
- Price/Sales
- 0.5
- Price/Book
- 0.8
Growth
- Revenue
- +16.6%
- EPS
- +27.6%
- Free Cash Flow
- +61.0%
Profitability
- Gross Margin
- 89.9%
- Operating Margin
- 32.0%
- Net Margin
- 10.4%
- ROE
- 15.1%
- ROIC
- 3.8%
Balance Sheet
- Debt/Equity
- 7.56
- Current Ratio
- 1.32
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.