Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 114M | 124M | 100M | 61M | 43M |
| Gross Profit | 60M | 62M | 59M | 52M | 34M |
| Operating Income | -12M | -13M | 20M | 16M | 10M |
| EBITDA | -12M | -12M | 21M | 17M | 11M |
| Net Income | -10M | -9M | 16M | 13M | 8M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$14.41
+1.37% today
1Y Change
-32.33%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 246 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
SouthPoint Bancshares, Inc. (SOUB) is a Financial Services stock with a market cap of $60.00M and listed on OTC. The stock last traded around $14.40 and down 32.3% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of -8.1%, EPS growth of -18.5%, a dividend yield of 0.0%. What stands out right now is revenue -8.1%, EPS -18.5%, free cash flow +98.0% with operating margin -44.5% and ROIC -1.2%. Valuation is more restrained than many high-expectation growth names at price/sales 1.1. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines SOUB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SOUB
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SOUB Max Drawdown
-38.53%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SOUB and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$42.6M
-30.6% YoY
FY Net Income
$7.8M
-38.5% YoY
Free Cash Flow
$2.2M
-88.1% YoY
Revenue Growth
-8.1%
EPS Growth
-18.5%
Gross Margin
42.0%
Net Margin
-34.6%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 114M | 124M | 100M | 61M | 43M |
| Gross Profit | 60M | 62M | 59M | 52M | 34M |
| Operating Income | -12M | -13M | 20M | 16M | 10M |
| EBITDA | -12M | -12M | 21M | 17M | 11M |
| Net Income | -10M | -9M | 16M | 13M | 8M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 239M | 131M | 87M | 123M | 38M |
| Total Assets | 1.6B | 1.8B | 1.7B | 1.4B | 715M |
| Total Liabilities | 1.5B | 1.7B | 1.6B | 1.3B | 663M |
| Shareholder Equity | 85M | 93M | 103M | 86M | 52M |
| Total Debt | 34M | 34M | 164M | 358M | 83M |
| Net Debt | -205M | -97M | 77M | 235M | 45M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
3M
-83.1% YoY
Capital Expenditures
918K
-1244.0% YoY
Free Cash Flow
2M
-88.1% YoY
Key ratios
Gross Margin
42.0%
Operating Margin
-44.5%
Net Margin
-34.6%
ROE
-18.7%
Debt / Equity
0.41x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.