Financial Services
SouthPoint Bancshares, Inc.(SOUB)
Live Price
Offline$14.20
+0.00% today
1Y Change
-32.33%
Window
Jun 23, 2025 โ Jun 15, 2026
- Market Cap
- $60.00M
- Revenue Growth
- -8.1%
- EPS Growth
- -18.5%
- Dividend Yield
- 0.0%
Coverage: 246 bars ยท Jun 23, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
SouthPoint Bancshares, Inc. (SOUB) is a Financial Services stock with a market cap of $60.00M and listed on OTC. The stock last traded around $14.20 and down 32.3% across the available one-year price window (Jun 23, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of -8.1%, EPS growth of -18.5%, a dividend yield of 0.0%. What stands out right now is revenue -8.1%, EPS -18.5%, free cash flow +98.0% with operating margin -44.5% and ROIC -1.2%. Valuation is more restrained than many high-expectation growth names at price/sales 1.1. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines SOUB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-8.1% vs +3.4% peer median
Operating Margin
Below sector median
-44.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2025 was reported on May 6, 2025, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -8.1% and EPS is at -18.5%, with operating margin around -44.5%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.5% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2025 May 6, 2025 | โ | +1.2% | +0.5% | -2.4% |
2024 Oct 17, 2024 | โ | +1.2% | +0.5% | -2.4% |
2024 Aug 5, 2024 | โ | +1.2% | +0.5% | -2.4% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SOUB
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
SOUB Max Drawdown
-38.53%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SOUB and SPY.
Company Overview
SouthPoint Bancshares, Inc.
Other OTC
SouthPoint Bancshares, Inc., through its subsidiary, SouthPoint Bank, provides various banking products and services in central Alabama. The company accepts various deposits, such as checking, saving, money market, and IRA accounts; and certificates of deposit. It also offers commercial, residential, consumer, small business administration, and home equity loans; and home mortgage services. In addition, the company provides debit and credit cards; wealth and treasury management, remote deposit, mobile and online banking, and bill pay services. It operates five branches in Birmingham, Vestavia Hills, Gardendale, Trussville, and Wilsonville. The company also operates a full-service mortgage division with six branches throughout the state of Alabama. SouthPoint Bancshares, Inc. was incorporated in 2005 and is based in Birmingham, Alabama.
- Leadership
- James Stephen Smith
- IPO Date
- Jun 11, 2019
- Employees
- 50
- Street Address
- 3501 Grandview Parkway
- Mailing
- Birmingham, AL, 35243
- Region
- Birmingham, AL, US
- Reporting Currency
- USD
- Investor Line
- 205 503 5000
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- โ
- Price/Sales
- 1.1
- Price/Book
- 0.7
Growth
- Revenue
- -8.1%
- EPS
- -18.5%
- Free Cash Flow
- +98.0%
Profitability
- Gross Margin
- 42.0%
- Operating Margin
- -44.5%
- Net Margin
- -34.6%
- ROE
- -18.7%
- ROIC
- -1.2%
Balance Sheet
- Debt/Equity
- 0.41
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.