Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 62M | 62M | 56M | 44M | 41M |
| Gross Profit | 39M | 36M | 39M | 39M | 37M |
| Operating Income | 9M | 6M | 9M | 11M | 11M |
| EBITDA | 9M | 7M | 11M | 12M | 13M |
| Net Income | 7M | 5M | 7M | 9M | 9M |
| EPS (Diluted) | โ | โ | โ | โ | โ |
Financial Services
Live Price
Offline$43.83
+3.18% today
1Y Change
-5.07%
Window
Jun 23, 2025 โ Jun 18, 2026
Coverage: 249 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Sound Financial Bancorp, Inc. (SFBC) is a Financial Services stock with a market cap of $110.00M and listed on NASDAQ. The stock last traded around $43.83 and down 5.1% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of -0.7%, EPS growth of +54.7%, a dividend yield of 1.9%. What stands out right now is revenue -0.7%, EPS +54.7%, free cash flow +144.8% with operating margin 14.7% and ROIC 0.7%. The dividend is present but secondary, with a yield around 1.9%. Valuation is more restrained than many high-expectation growth names at P/E 14.0 and price/sales 1.7. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines SFBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SFBC
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
SFBC Max Drawdown
-15.62%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Uses the longest available daily history for SFBC and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$41.2M
-7.1% YoY
FY Net Income
$9.2M
+4.0% YoY
Free Cash Flow
$18.8M
+95.2% YoY
Revenue Growth
-0.7%
EPS Growth
+54.7%
Gross Margin
63.3%
Net Margin
12.2%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 62M | 62M | 56M | 44M | 41M |
| Gross Profit | 39M | 36M | 39M | 39M | 37M |
| Operating Income | 9M | 6M | 9M | 11M | 11M |
| EBITDA | 9M | 7M | 11M | 12M | 13M |
| Net Income | 7M | 5M | 7M | 9M | 9M |
| EPS (Diluted) | โ | โ | โ | โ | โ |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 138M | 44M | 50M | 58M | 184M |
| Total Assets | 1.1B | 994M | 995M | 976M | 920M |
| Total Liabilities | 983M | 890M | 895M | 879M | 826M |
| Shareholder Equity | 109M | 104M | 101M | 98M | 93M |
| Total Debt | 25M | 41M | 57M | 60M | 18M |
| Net Debt | -113M | -3M | 7M | 2M | -166M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
19M
+89.7% YoY
Capital Expenditures
225K
+43.5% YoY
Free Cash Flow
19M
+95.2% YoY
Key ratios
Gross Margin
63.3%
Operating Margin
14.7%
Net Margin
12.2%
ROE
7.0%
Debt / Equity
0.19x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.