Financial Services
Sound Financial Bancorp, Inc.(SFBC)
Live Price
Offline$43.83
+3.18% today
1Y Change
-5.07%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $110.00M
- Revenue Growth
- -0.7%
- EPS Growth
- +54.7%
- Dividend Yield
- 1.9%
Coverage: 249 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Sound Financial Bancorp, Inc. (SFBC) is a Financial Services stock with a market cap of $110.00M and listed on NASDAQ. The stock last traded around $43.83 and down 5.1% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of -0.7%, EPS growth of +54.7%, a dividend yield of 1.9%. What stands out right now is revenue -0.7%, EPS +54.7%, free cash flow +144.8% with operating margin 14.7% and ROIC 0.7%. The dividend is present but secondary, with a yield around 1.9%. Valuation is more restrained than many high-expectation growth names at P/E 14.0 and price/sales 1.7. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines SFBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-0.7% vs +3.4% peer median
Operating Margin
Above sector median
+14.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 28, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -0.7% and EPS is at +54.7%, with operating margin around 14.7%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.1% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 28, 2026 | โ | -1.4% | +0.8% | +0.2% |
2026 Jan 27, 2026 | โ | +0.0% | +0.6% | -2.7% |
2025 Oct 28, 2025 | โ | -1.1% | -1.7% | +0.0% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SFBC
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
SFBC Max Drawdown
-15.62%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SFBC and SPY.
Company Overview
Sound Financial Bancorp, Inc.
NASDAQ Capital Market
Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to four-family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats, and recreational vehicle loans, and loans secured by deposit accounts. It operates eight branch offices, including four branches in Seattle Metropolitan Statistical Area, three branches in Clallam County, and one branch in Jefferson County; and a loan production office in the Madison Park neighborhood of Seattle. The company was founded in 1953 and is headquartered in Seattle, Washington.
- Leadership
- Laura Lee Stewart
- IPO Date
- Jan 9, 2008
- Employees
- 108
- Street Address
- 2400 3rd Avenue
- Mailing
- Seattle, WA, 98121
- Region
- Seattle, WA, US
- Reporting Currency
- USD
- Investor Line
- 206 448 0884
- Last Updated
- May 4, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 14.0
- EV/EBITDA
- โ
- Price/Sales
- 1.7
- Price/Book
- 1.0
Growth
- Revenue
- -0.7%
- EPS
- +54.7%
- Free Cash Flow
- +144.8%
Profitability
- Gross Margin
- 63.3%
- Operating Margin
- 14.7%
- Net Margin
- 12.2%
- ROE
- 7.0%
- ROIC
- 0.7%
Balance Sheet
- Debt/Equity
- 0.19
- Current Ratio
- 42.17
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.