Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 35M | 34M | 31M | 26M | 22M |
| Gross Profit | 30M | 30M | 30M | 26M | 22M |
| Operating Income | 13M | 14M | 13M | 12M | 9M |
| EBITDA | 13M | 15M | 15M | 12M | 10M |
| Net Income | 10M | 11M | 11M | 9M | 8M |
| EPS (Diluted) | β | β | β | β | β |
Financial Services
Live Price
Offline$28.57
+0.00% today
1Y Change
+26.64%
Window
Jun 23, 2025 β Jun 8, 2026
Coverage: 241 bars Β· Jun 23, 2025 β Jun 8, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Southeastern Banking Corporation (SEBC) is a Financial Services stock with a market cap of $90.00M and listed on OTC. The stock last traded around $28.57 and up 26.6% across the available one-year price window (Jun 23, 2025 β Jun 8, 2026). Baseline metrics include revenue growth of +4.8%, EPS growth of -8.0%, a dividend yield of 2.9%. What stands out right now is revenue +4.8%, EPS -8.0%, free cash flow -32.3% with operating margin 35.9% and ROIC 1.6%. The dividend matters to the case here, with a current yield around 2.9%. Valuation is more restrained than many high-expectation growth names at P/E 9.4 and price/sales 2.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines SEBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SEBC
β
Normalized return
SPY
β
S&P 500
Excess Return
β
Relative to SPY
SEBC Max Drawdown
-9.13%
Trailing 1Y
SPY Max Drawdown
β
Trailing 1Y
Uses the longest available daily history for SEBC and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$22.2M
-14.5% YoY
FY Net Income
$7.5M
-17.2% YoY
Free Cash Flow
$6.8M
+45.2% YoY
Revenue Growth
+4.8%
EPS Growth
-8.0%
Gross Margin
85.4%
Net Margin
28.0%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 35M | 34M | 31M | 26M | 22M |
| Gross Profit | 30M | 30M | 30M | 26M | 22M |
| Operating Income | 13M | 14M | 13M | 12M | 9M |
| EBITDA | 13M | 15M | 15M | 12M | 10M |
| Net Income | 10M | 11M | 11M | 9M | 8M |
| EPS (Diluted) | β | β | β | β | β |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 6M | 61M | 63M | 120M | 159M |
| Total Assets | 625M | 602M | 617M | 672M | 642M |
| Total Liabilities | 539M | 527M | 548M | 612M | 576M |
| Shareholder Equity | 86M | 75M | 70M | 60M | 66M |
| Total Debt | 0 | 0 | 0 | 0 | 0 |
| Net Debt | -6M | -61M | -63M | -120M | -159M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
7M
-15.6% YoY
Capital Expenditures
75K
+97.8% YoY
Free Cash Flow
7M
+45.2% YoY
Key ratios
Gross Margin
85.4%
Operating Margin
35.9%
Net Margin
28.0%
ROE
12.1%
Debt / Equity
0.00x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.