Financial Services
Southeastern Banking Corporation(SEBC)
Live Price
Offline$28.57
+0.00% today
1Y Change
+26.64%
Window
Jun 23, 2025 β Jun 8, 2026
- Market Cap
- $90.00M
- Revenue Growth
- +4.8%
- EPS Growth
- -8.0%
- Dividend Yield
- 2.9%
Coverage: 241 bars Β· Jun 23, 2025 β Jun 8, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Southeastern Banking Corporation (SEBC) is a Financial Services stock with a market cap of $90.00M and listed on OTC. The stock last traded around $28.57 and up 26.6% across the available one-year price window (Jun 23, 2025 β Jun 8, 2026). Baseline metrics include revenue growth of +4.8%, EPS growth of -8.0%, a dividend yield of 2.9%. What stands out right now is revenue +4.8%, EPS -8.0%, free cash flow -32.3% with operating margin 35.9% and ROIC 1.6%. The dividend matters to the case here, with a current yield around 2.9%. Valuation is more restrained than many high-expectation growth names at P/E 9.4 and price/sales 2.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines SEBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+4.8% vs +3.4% peer median
Operating Margin
Above sector median
+35.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 13, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +4.8% and EPS is at -8.0%, with operating margin around 35.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.8% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS Ξ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 13, 2026 | β | +0.0% | +0.0% | β |
2026 Feb 18, 2026 | β | +0.0% | +6.4% | +7.0% |
2025 Nov 19, 2025 | β | -1.7% | -0.9% | +3.9% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SEBC
β
Normalized return
SPY
β
S&P 500
Excess Return
β
Relative to SPY
SEBC Max Drawdown
-9.13%
Trailing 1Y
SPY Max Drawdown
β
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SEBC and SPY.
Company Overview
Southeastern Banking Corporation
Other OTC
Southeastern Banking Corporation operates as a bank holding company for Southeastern Bank that provides commercial and consumer banking products and services in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit. It also provides home, construction, personal, auto, boat and recreational vehicle, business term, equipment, and small business administration loans; home equity loans and lines, and operating lines of credit; commercial real estate and residential real estateΒmortgage loans, as well as other commercial, financial, and agricultural loans; and debit and credit cards. In addition, the company offers business cash management and overdraft protection services, as well as online and mobile banking, bill payment, and e-statement services. It operates through 10 branch locations and ATM networks in southeast Georgia and northeast Florida. The company was founded in 1888 and is headquartered in Darien, Georgia.
- Leadership
- Donald J. Torbert Jr.
- IPO Date
- Jan 14, 1999
- Employees
- 148
- Street Address
- 1010 North Way
- Mailing
- Darien, GA, 31305
- Region
- Darien, GA, US
- Reporting Currency
- USD
- Investor Line
- 912 437 4141
- Last Updated
- May 4, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.4
- EV/EBITDA
- 6.9
- Price/Sales
- 2.7
- Price/Book
- 1.1
Growth
- Revenue
- +4.8%
- EPS
- -8.0%
- Free Cash Flow
- -32.3%
Profitability
- Gross Margin
- 85.4%
- Operating Margin
- 35.9%
- Net Margin
- 28.0%
- ROE
- 12.1%
- ROIC
- 1.6%
Balance Sheet
- Debt/Equity
- β
- Current Ratio
- β
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.