Financial Services
Live Price
Offline$70.53
-0.37% today
1Y Change
-10.72%
Window
Jun 23, 2025 → Jun 16, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Safety Insurance Group, Inc. (SAFT) is a Financial Services stock with a market cap of $1.11B and listed on NASDAQ. The stock last traded around $70.53 and down 10.7% across the available one-year price window (Jun 23, 2025 → Jun 16, 2026). Baseline metrics include revenue growth of +13.0%, EPS growth of +40.3%, a dividend yield of 4.9%. What stands out right now is revenue +13.0%, EPS +40.3%, free cash flow +54.4% with operating margin 10.1% and ROIC 23.3%. The dividend matters to the case here, with a current yield around 4.9%. Valuation is more restrained than many high-expectation growth names at P/E 11.1 and price/sales 0.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines SAFT price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SAFT
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
SAFT Max Drawdown
-15.21%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for SAFT and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$864.7M
+10.1% YoY
FY Net Income
$130.7M
+180.7% YoY
Free Cash Flow
$133.2M
+215.3% YoY
Revenue Growth
+13.0%
EPS Growth
+40.3%
Gross Margin
36.4%
Net Margin
7.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 1.3B | 1.1B | 926M | 785M | 865M |
| Gross Profit | 457M | 393M | 284M | 293M | 403M |
| Operating Income | 127M | 90M | 24M | 60M | 164M |
| EBITDA | 128M | 100M | 32M | 67M | 172M |
| Net Income | 99M | 71M | 19M | 47M | 131M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 74M | 59M | 38M | 25M | 64M |
| Total Assets | 2.5B | 2.3B | 2.1B | 2.0B | 2.1B |
| Total Liabilities | 1.6B | 1.4B | 1.3B | 1.2B | 1.2B |
| Shareholder Equity | 892M | 828M | 804M | 812M | 927M |
| Total Debt | 62M | 46M | 50M | 58M | 57M |
| Net Debt | -12M | -13M | 12M | 33M | -6M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
141M
+219.0% YoY
Capital Expenditures
8M
-293.2% YoY
Free Cash Flow
133M
+215.3% YoY
Key ratios
Gross Margin
36.4%
Operating Margin
10.1%
Net Margin
7.9%
ROE
11.3%
Debt / Equity
0.07x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.