Financial Services
Safety Insurance Group, Inc.(SAFT)
Live Price
Offline$70.53
-0.37% today
1Y Change
-10.72%
Window
Jun 23, 2025 โ Jun 16, 2026
- Market Cap
- $1.11B
- Revenue Growth
- +13.0%
- EPS Growth
- +40.3%
- Dividend Yield
- 4.9%
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Safety Insurance Group, Inc. (SAFT) is a Financial Services stock with a market cap of $1.11B and listed on NASDAQ. The stock last traded around $70.53 and down 10.7% across the available one-year price window (Jun 23, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +13.0%, EPS growth of +40.3%, a dividend yield of 4.9%. What stands out right now is revenue +13.0%, EPS +40.3%, free cash flow +54.4% with operating margin 10.1% and ROIC 23.3%. The dividend matters to the case here, with a current yield around 4.9%. Valuation is more restrained than many high-expectation growth names at P/E 11.1 and price/sales 0.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines SAFT price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+13.0% vs +3.4% peer median
Operating Margin
Above sector median
+10.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 6, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +13.0% and EPS at +40.3%, with operating margin around 10.1%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +1.4% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 6, 2026 | โ | -1.9% | -6.2% | -8.0% |
2026 Feb 25, 2026 | +18.0% | -0.9% | -2.7% | -7.2% |
2025 Nov 3, 2025 | -17.8% | +3.1% | +13.0% | +11.3% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
SAFT
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
SAFT Max Drawdown
-15.21%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for SAFT and SPY.
Company Overview
Safety Insurance Group, Inc.
NASDAQ Global Select
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; and commercial umbrella and business owner policies, as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally, the company offers inland marine coverage for homeowners and business owner policies, and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.
- Leadership
- George Michael Murphy
- IPO Date
- Nov 22, 2002
- Employees
- 551
- Street Address
- 20 Custom House Street
- Mailing
- Boston, MA, 02110
- Region
- Boston, MA, US
- Reporting Currency
- USD
- Investor Line
- 617 951 0600
- Last Updated
- May 4, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.1
- EV/EBITDA
- 7.8
- Price/Sales
- 0.9
- Price/Book
- 1.2
Growth
- Revenue
- +13.0%
- EPS
- +40.3%
- Free Cash Flow
- +54.4%
Profitability
- Gross Margin
- 36.4%
- Operating Margin
- 10.1%
- Net Margin
- 7.9%
- ROE
- 11.3%
- ROIC
- 23.3%
Balance Sheet
- Debt/Equity
- 0.07
- Current Ratio
- 25.00
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.