Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 28M | 27M | 26M | 22M | 21M |
| Gross Profit | 23M | 22M | 23M | 21M | 19M |
| Operating Income | 7M | 11M | 10M | 8M | 8M |
| EBITDA | 7M | 7M | 10M | 9M | 9M |
| Net Income | 5M | 5M | 7M | 6M | 6M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$32.13
+0.00% today
1Y Change
+43.78%
Window
Jun 23, 2025 → May 29, 2026
Coverage: 236 bars · Jun 23, 2025 → May 29, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Redwood Capital Bancorp (RWCB) is a Financial Services stock with a market cap of $60.00M and listed on OTC. The stock last traded around $32.13 and up 43.8% across the available one-year price window (Jun 23, 2025 → May 29, 2026). Baseline metrics include revenue growth of +3.3%, EPS growth of +2.6%, a dividend yield of 1.1%. What stands out right now is revenue +3.3%, EPS +2.6%, free cash flow -9.1% with operating margin 26.3% and ROIC 1.0%. The dividend is present but secondary, with a yield around 1.1%. Valuation is more restrained than many high-expectation growth names at P/E 11.3 and price/sales 2.2. Stock Foundry combines RWCB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RWCB
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RWCB Max Drawdown
-3.71%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for RWCB and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$20.8M
-5.5% YoY
FY Net Income
$5.6M
-7.1% YoY
Free Cash Flow
$11.3M
+55.5% YoY
Revenue Growth
+3.3%
EPS Growth
+2.6%
Gross Margin
62.2%
Net Margin
19.0%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 28M | 27M | 26M | 22M | 21M |
| Gross Profit | 23M | 22M | 23M | 21M | 19M |
| Operating Income | 7M | 11M | 10M | 8M | 8M |
| EBITDA | 7M | 7M | 10M | 9M | 9M |
| Net Income | 5M | 5M | 7M | 6M | 6M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 8M | 47M | 20M | 34M | 96M |
| Total Assets | 532M | 532M | 521M | 525M | 596M |
| Total Liabilities | 477M | 481M | 476M | 487M | 556M |
| Shareholder Equity | 55M | 51M | 46M | 39M | 40M |
| Total Debt | 176K | 5M | 11M | 11M | 11M |
| Net Debt | -8M | -42M | -9M | -23M | -85M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
12M
+59.7% YoY
Capital Expenditures
640K
-202.9% YoY
Free Cash Flow
11M
+55.5% YoY
Key ratios
Gross Margin
62.2%
Operating Margin
26.3%
Net Margin
19.0%
ROE
10.1%
Debt / Equity
0.00x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.