Financial Services
Redwood Capital Bancorp(RWCB)
Live Price
Offline$32.13
+0.00% today
1Y Change
+43.78%
Window
Jun 20, 2025 → May 29, 2026
- Market Cap
- $60.00M
- Revenue Growth
- +3.3%
- EPS Growth
- +2.6%
- Dividend Yield
- 1.1%
Coverage: 237 bars · Jun 20, 2025 → May 29, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Redwood Capital Bancorp (RWCB) is a Financial Services stock with a market cap of $60.00M and listed on OTC. The stock last traded around $32.13 and up 43.8% across the available one-year price window (Jun 20, 2025 → May 29, 2026). Baseline metrics include revenue growth of +3.3%, EPS growth of +2.6%, a dividend yield of 1.1%. What stands out right now is revenue +3.3%, EPS +2.6%, free cash flow -9.1% with operating margin 26.3% and ROIC 1.0%. The dividend is present but secondary, with a yield around 1.1%. Valuation is more restrained than many high-expectation growth names at P/E 11.3 and price/sales 2.2. Stock Foundry combines RWCB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+3.3% vs +3.4% peer median
Operating Margin
Above sector median
+26.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating story is still moving forward
Revenue is running at +3.3% and EPS at +2.6%, with operating margin around 26.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.1%, which matters if the thesis depends on income as much as growth.
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RWCB
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Normalized return
SPY
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S&P 500
Excess Return
—
Relative to SPY
RWCB Max Drawdown
-3.71%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for RWCB and SPY.
Company Overview
Redwood Capital Bancorp
Other OTC
Redwood Capital Bancorp operates as the bank holding company for Redwood Capital Bank that provides various banking products and services to individuals and businesses in California. The company accepts checking, savings, and money market accounts, as well as certificates of deposit. It also offers real estate loans, home equity lines of credit, construction and development loans, term loans for machinery and equipment, and lines of credit for working capital, as well as industrial, agricultural, and personal credits. In addition, the company provides credit and debit cards, re-order checks, and online and mobile banking services. It serves clients through its branches located in Eureka, Fortuna, and Arcata, California. The company was founded in 2004 and is based in Eureka, California.
- Leadership
- John E. Dalby
- IPO Date
- Feb 17, 2005
- Employees
- 26
- Street Address
- 402 G Street
- Mailing
- Eureka, CA, 95501
- Region
- Eureka, CA, US
- Reporting Currency
- USD
- Investor Line
- 707 444 9800
- Last Updated
- May 4, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.3
- EV/EBITDA
- 7.2
- Price/Sales
- 2.2
- Price/Book
- 1.1
Growth
- Revenue
- +3.3%
- EPS
- +2.6%
- Free Cash Flow
- -9.1%
Profitability
- Gross Margin
- 62.2%
- Operating Margin
- 26.3%
- Net Margin
- 19.0%
- ROE
- 10.1%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- 0.00
- Current Ratio
- 187.05
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.