Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 208M | 186M | 153M | 101M | 86M |
| Gross Profit | 125M | 104M | 95M | 87M | 76M |
| Operating Income | 55M | 41M | 34M | 36M | 32M |
| EBITDA | 58M | 45M | 37M | 39M | 35M |
| Net Income | 42M | 31M | 27M | 28M | 25M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$48.00
+0.00% today
1Y Change
+51.18%
Window
Jun 23, 2025 → Jun 19, 2026
Coverage: 257 bars · Jun 23, 2025 → Jun 19, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
River Financial Corporation (RVRF) is a Financial Services stock with a market cap of $380.00M and listed on OTC. The stock last traded around $48.00 and up 51.2% across the available one-year price window (Jun 23, 2025 → Jun 19, 2026). Baseline metrics include revenue growth of +12.1%, EPS growth of +33.1%, a dividend yield of 2.1%. What stands out right now is revenue +12.1%, EPS +33.1%, free cash flow +45.0% with operating margin 26.2% and ROIC 5.5%. The dividend is present but secondary, with a yield around 2.1%. Valuation is more restrained than many high-expectation growth names at P/E 8.8 and price/sales 1.8. Stock Foundry combines RVRF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RVRF
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RVRF Max Drawdown
-10.58%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for RVRF and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$86.3M
-14.6% YoY
FY Net Income
$25.0M
-10.4% YoY
Free Cash Flow
$35.5M
-15.3% YoY
Revenue Growth
+12.1%
EPS Growth
+33.1%
Gross Margin
60.0%
Net Margin
20.2%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 208M | 186M | 153M | 101M | 86M |
| Gross Profit | 125M | 104M | 95M | 87M | 76M |
| Operating Income | 55M | 41M | 34M | 36M | 32M |
| EBITDA | 58M | 45M | 37M | 39M | 35M |
| Net Income | 42M | 31M | 27M | 28M | 25M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 29M | 123M | 45M | 79M | 56M |
| Total Assets | 3.8B | 3.6B | 3.2B | 2.8B | 2.4B |
| Total Liabilities | 3.5B | 3.4B | 3.0B | 2.7B | 2.2B |
| Shareholder Equity | 300M | 232M | 203M | 138M | 183M |
| Total Debt | 146M | 267M | 286M | 143M | 49M |
| Net Debt | 117M | 144M | 241M | 64M | -7M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
41M
-13.2% YoY
Capital Expenditures
6M
-3.1% YoY
Free Cash Flow
36M
-15.3% YoY
Key ratios
Gross Margin
60.0%
Operating Margin
26.2%
Net Margin
20.2%
ROE
15.4%
Debt / Equity
0.49x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.