Financial Services
River Financial Corporation(RVRF)
Live Price
Offline$48.00
+0.00% today
1Y Change
+57.48%
Window
Jun 20, 2025 โ Jun 8, 2026
- Market Cap
- $380.00M
- Revenue Growth
- +12.1%
- EPS Growth
- +33.1%
- Dividend Yield
- 2.1%
Coverage: 249 bars ยท Jun 20, 2025 โ Jun 8, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
River Financial Corporation (RVRF) is a Financial Services stock with a market cap of $380.00M and listed on OTC. The stock last traded around $48.00 and up 57.5% across the available one-year price window (Jun 20, 2025 โ Jun 8, 2026). Baseline metrics include revenue growth of +12.1%, EPS growth of +33.1%, a dividend yield of 2.1%. What stands out right now is revenue +12.1%, EPS +33.1%, free cash flow +45.0% with operating margin 26.2% and ROIC 5.5%. The dividend is present but secondary, with a yield around 2.1%. Valuation is more restrained than many high-expectation growth names at P/E 8.8 and price/sales 1.8. Stock Foundry combines RVRF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+12.1% vs +3.4% peer median
Operating Margin
Above sector median
+26.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 4, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +12.1% and EPS at +33.1%, with operating margin around 26.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged 0.0% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 4, 2026 | โ | +0.0% | +0.0% | +4.2% |
2026 Mar 10, 2026 | โ | +0.0% | +0.0% | +0.0% |
2025 Nov 10, 2025 | โ | +0.0% | +0.0% | +9.5% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RVRF
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
RVRF Max Drawdown
-10.58%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for RVRF and SPY.
Company Overview
River Financial Corporation
Other OTC
River Financial Corporation operates as the bank holding company for the River Bank & Trust that provides various financial services to businesses, business owners, and professionals in the United States. The company accepts demand, time, savings, and other deposits, including negotiable orders of withdrawal accounts, as well as interest-bearing transaction accounts, money market accounts, and certificates of deposit. It also offers commercial real estate term loans, residential mortgage loans, and construction and land development loans; home equity lines of credit; commercial and industrial loans; and consumer loans comprising loans to purchase automobiles and other consumer durable goods. In addition, it provides commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture services. The company operates through 18 full-service banking offices located in Alabama, which include Montgomery, Prattville, Millbrook, Wetumpka, Auburn, Opelika, Alexander City, Dothan, Enterprise, Daphne, Clanton, Mobile, Gadsden, and Decatur. River Financial Corporation was founded in 2006 and is headquartered in Prattville, Alabama.
- Leadership
- James Milton Stubbs
- IPO Date
- Oct 8, 2018
- Employees
- 334
- Street Address
- 2611 Legends Drive
- Mailing
- Prattville, AL, 36066
- Region
- Prattville, AL, US
- Reporting Currency
- USD
- Investor Line
- 334 290 1012
- Last Updated
- May 4, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.8
- EV/EBITDA
- 8.7
- Price/Sales
- 1.8
- Price/Book
- 1.2
Growth
- Revenue
- +12.1%
- EPS
- +33.1%
- Free Cash Flow
- +45.0%
Profitability
- Gross Margin
- 60.0%
- Operating Margin
- 26.2%
- Net Margin
- 20.2%
- ROE
- 15.4%
- ROIC
- 5.5%
Balance Sheet
- Debt/Equity
- 0.49
- Current Ratio
- 640.12
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.