Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 91M | 85M | 72M | 57M | 51M |
| Gross Profit | 47M | 43M | 42M | 46M | 42M |
| Operating Income | 14M | 11M | 11M | 16M | 14M |
| EBITDA | 15M | 12M | 12M | 17M | 15M |
| Net Income | 12M | 9M | 9M | 13M | 11M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$14.75
+0.48% today
1Y Change
+9.98%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Richmond Mutual Bancorporation, Inc. (RMBI) is a Financial Services stock with a market cap of $150.00M and listed on NASDAQ. The stock last traded around $14.75 and up 10.0% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +6.9%, EPS growth of +29.0%, a dividend yield of 3.9%. What stands out right now is revenue +6.9%, EPS +29.0%, free cash flow +111636.1% with operating margin 16.5% and ROIC 61.2%. The dividend matters to the case here, with a current yield around 3.9%. Valuation is more restrained than many high-expectation growth names at P/E 12.1 and price/sales 1.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines RMBI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RMBI
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RMBI Max Drawdown
-13.69%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for RMBI and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$51.2M
-9.5% YoY
FY Net Income
$11.1M
-14.0% YoY
Free Cash Flow
-$10.2M
-157.5% YoY
Revenue Growth
+6.9%
EPS Growth
+29.0%
Gross Margin
53.1%
Net Margin
13.6%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 91M | 85M | 72M | 57M | 51M |
| Gross Profit | 47M | 43M | 42M | 46M | 42M |
| Operating Income | 14M | 11M | 11M | 16M | 14M |
| EBITDA | 15M | 12M | 12M | 17M | 15M |
| Net Income | 12M | 9M | 9M | 13M | 11M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 9.3B | 22M | 20M | 16M | 23M |
| Total Assets | 1.5B | 1.5B | 1.5B | 1.3B | 1.3B |
| Total Liabilities | 1.4B | 1.4B | 1.3B | 1.2B | 1.1B |
| Shareholder Equity | 146M | 133M | 135M | 132M | 180M |
| Total Debt | 252M | 265M | 271M | 180M | 180M |
| Net Debt | -9.0B | 243M | 251M | 164M | 157M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
10M
-153.1% YoY
Capital Expenditures
579K
-50.4% YoY
Free Cash Flow
10M
-157.5% YoY
Key ratios
Gross Margin
53.1%
Operating Margin
16.5%
Net Margin
13.6%
ROE
7.3%
Debt / Equity
0.00x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.