Financial Services
Richmond Mutual Bancorporation, Inc.(RMBI)
Live Price
Offline$14.75
+0.48% today
1Y Change
+9.98%
Window
Jun 23, 2025 → Jun 12, 2026
- Market Cap
- $150.00M
- Revenue Growth
- +6.9%
- EPS Growth
- +29.0%
- Dividend Yield
- 3.9%
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Richmond Mutual Bancorporation, Inc. (RMBI) is a Financial Services stock with a market cap of $150.00M and listed on NASDAQ. The stock last traded around $14.75 and up 10.0% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +6.9%, EPS growth of +29.0%, a dividend yield of 3.9%. What stands out right now is revenue +6.9%, EPS +29.0%, free cash flow +111636.1% with operating margin 16.5% and ROIC 61.2%. The dividend matters to the case here, with a current yield around 3.9%. Valuation is more restrained than many high-expectation growth names at P/E 12.1 and price/sales 1.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines RMBI price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+6.9% vs +3.4% peer median
Operating Margin
Above sector median
+16.5% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating story is still moving forward
Revenue is running at +6.9% and EPS at +29.0%, with operating margin around 16.5%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.9%, which matters if the thesis depends on income as much as growth.
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RMBI
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RMBI Max Drawdown
-13.69%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for RMBI and SPY.
Company Overview
Richmond Mutual Bancorporation, Inc.
NASDAQ Capital Market
Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. It operates through 12 full service and one limited-service banking offices with seven full-service and one limited-service offices located in Indiana; five offices situated in Ohio; one full-service banking office and four other branch offices are located in Richmond, Indiana; two other offices in Cambridge City, Centerville, Richmond, and Shelbyville, Indiana; two offices in Sidney and Ohio; two offices in Piqua and one office in Troy, Ohio; and a loan production office in Columbus, Ohio. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.
- Leadership
- Garry D. Kleer
- IPO Date
- Jul 2, 2019
- Employees
- 171
- Street Address
- 31 North 9th Street
- Mailing
- Richmond, IN, 47374
- Region
- Richmond, IN, US
- Reporting Currency
- USD
- Investor Line
- 765 962 2581
- Last Updated
- May 4, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.1
- EV/EBITDA
- 8.3
- Price/Sales
- 1.7
- Price/Book
- 0.6
Growth
- Revenue
- +6.9%
- EPS
- +29.0%
- Free Cash Flow
- +111636.1%
Profitability
- Gross Margin
- 53.1%
- Operating Margin
- 16.5%
- Net Margin
- 13.6%
- ROE
- 7.3%
- ROIC
- 61.2%
Balance Sheet
- Debt/Equity
- —
- Current Ratio
- —
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.