Financial Services
Live Price
Offline$84.76
+0.08% today
1Y Change
+20.34%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 246 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Republic Bancorp, Inc. (RBCAA) is a Financial Services stock with a market cap of $1.33B and listed on NASDAQ. The stock last traded around $84.76 and up 20.3% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +4.3%, EPS growth of +27.6%, a dividend yield of 2.4%. What stands out right now is revenue +4.3%, EPS +27.6%, free cash flow +12.5% with operating margin 32.6% and ROIC 1.7%. The dividend is present but secondary, with a yield around 2.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.9 and price/sales 2.7. Stock Foundry combines RBCAA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RBCAA
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
RBCAA Max Drawdown
-16.47%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for RBCAA and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$310.0M
-2.0% YoY
FY Net Income
$87.6M
-3.8% YoY
Free Cash Flow
$94.5M
-37.6% YoY
Revenue Growth
+4.3%
EPS Growth
+27.6%
Gross Margin
75.0%
Net Margin
25.6%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 521M | 500M | 422M | 316M | 310M |
| Gross Profit | 386M | 325M | 307M | 286M | 290M |
| Operating Income | 166M | 128M | 113M | 117M | 111M |
| EBITDA | 166M | 142M | 128M | 135M | 130M |
| Net Income | 131M | 101M | 90M | 91M | 88M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 220M | 432M | 317M | 314M | 757M |
| Total Assets | 7.0B | 6.8B | 6.6B | 5.8B | 6.1B |
| Total Liabilities | 5.9B | 5.9B | 5.7B | 5.0B | 5.3B |
| Shareholder Equity | 1.1B | 992M | 913M | 857M | 834M |
| Total Debt | 627M | 535M | 513M | 350M | 356M |
| Net Debt | 407M | 103M | 197M | 36M | -401M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
100M
-35.2% YoY
Capital Expenditures
6M
-65.1% YoY
Free Cash Flow
94M
-37.6% YoY
Key ratios
Gross Margin
75.0%
Operating Margin
32.6%
Net Margin
25.6%
ROE
11.6%
Debt / Equity
0.42x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.