Financial Services
Republic Bancorp, Inc.(RBCAA)
Live Price
Offline$87.66
+0.90% today
1Y Change
+20.34%
Window
Jun 23, 2025 โ Jun 15, 2026
- Market Cap
- $1.33B
- Revenue Growth
- +4.3%
- EPS Growth
- +27.6%
- Dividend Yield
- 2.4%
Coverage: 246 bars ยท Jun 23, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Republic Bancorp, Inc. (RBCAA) is a Financial Services stock with a market cap of $1.33B and listed on NASDAQ. The stock last traded around $87.66 and up 20.3% across the available one-year price window (Jun 23, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +4.3%, EPS growth of +27.6%, a dividend yield of 2.4%. What stands out right now is revenue +4.3%, EPS +27.6%, free cash flow +12.5% with operating margin 32.6% and ROIC 1.7%. The dividend is present but secondary, with a yield around 2.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.9 and price/sales 2.7. Stock Foundry combines RBCAA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+4.3% vs +3.4% peer median
Operating Margin
Above sector median
+32.6% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +4.3% and EPS at +27.6%, with operating margin around 32.6%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 2.4%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.4% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | -4.5% | -1.4% | +3.6% |
2026 Jan 30, 2026 | -10.0% | +1.1% | +2.1% | -3.9% |
2025 Oct 17, 2025 | +7.8% | -1.5% | -1.8% | -5.7% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
RBCAA
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
RBCAA Max Drawdown
-16.47%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for RBCAA and SPY.
Company Overview
Republic Bancorp, Inc.
NASDAQ Global Select
Republic Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The company accepts demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit. Its loan products include residential real estate, commercial real estate, construction and land development, home improvement and home equity, secured and unsecured personal, and aircraft loans. The company also offers credit cards; title insurance and other financial products and services; and memory banking, private banking, lockbox processing, remote deposit capture, business online banking, account reconciliation, automated clearing house processing, and internet and mobile banking services. In addition, it provides short-term and revolving credit facilities to mortgage bankers; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; and general purpose reloadable prepaid cards through third party service providers. Further, the company offers consumer credit products; and property and casualty insurance products. As of January 28, 2022, it operated 42 full-service banking centers. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.
- Leadership
- Steven E. Trager
- IPO Date
- Jul 22, 1998
- Employees
- 981
- Street Address
- 601 West Market Street
- Mailing
- Louisville, KY, 40202
- Region
- Louisville, KY, US
- Reporting Currency
- USD
- Investor Line
- 502 584 3600
- Last Updated
- May 4, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.9
- EV/EBITDA
- 7.2
- Price/Sales
- 2.7
- Price/Book
- 1.3
Growth
- Revenue
- +4.3%
- EPS
- +27.6%
- Free Cash Flow
- +12.5%
Profitability
- Gross Margin
- 75.0%
- Operating Margin
- 32.6%
- Net Margin
- 25.6%
- ROE
- 11.6%
- ROIC
- 1.7%
Balance Sheet
- Debt/Equity
- 0.42
- Current Ratio
- 7.37
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.