Financial Services
Live Price
Offline$15.21
+1.20% today
1Y Change
-63.90%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Qfin Holdings, Inc. (QFIN) is a Financial Services stock with a market cap of $11.91B and listed on NASDAQ. The stock last traded around $15.21 and down 63.9% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +8.8%, EPS growth of +105.1%, a dividend yield of 11.5%. What stands out right now is revenue +8.8%, EPS +105.1%, free cash flow +18.0% with operating margin 39.1% and ROIC 9.8%. The dividend matters to the case here, with a current yield around 11.5%. Valuation is more restrained than many high-expectation growth names at P/E 1.0 and price/sales 0.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines QFIN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
QFIN
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
QFIN Max Drawdown
-74.56%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for QFIN and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$16.6B
+0.5% YoY
FY Net Income
$5.8B
+43.7% YoY
Free Cash Flow
$5.3B
-7.9% YoY
Revenue Growth
+8.8%
EPS Growth
+105.1%
Gross Margin
74.4%
Net Margin
33.9%
Income statement
CNY
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 18.7B | 17.2B | 16.3B | 16.6B | 16.6B |
| Gross Profit | 15.2B | 10.6B | 10.4B | 11.7B | 12.8B |
| Operating Income | 6.3B | 7.5B | 4.9B | 4.5B | 6.8B |
| EBITDA | 7.2B | 8.1B | 8.0B | 8.9B | 9.9B |
| Net Income | 5.8B | 6.3B | 4.3B | 4.0B | 5.8B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
CNY
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 7.5B | 4.5B | 4.2B | 7.2B | 6.1B |
| Total Assets | 57.0B | 48.1B | 45.8B | 40.3B | 33.5B |
| Total Liabilities | 32.8B | 23.9B | 23.8B | 21.4B | 18.3B |
| Shareholder Equity | 24.2B | 24.2B | 21.9B | 18.8B | 15.2B |
| Total Debt | 3.8B | 1.4B | 828M | 181M | 423M |
| Net Debt | -3.7B | -3.1B | -3.4B | -7.0B | -5.7B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
5.3B
-8.0% YoY
Capital Expenditures
15M
+39.7% YoY
Free Cash Flow
5.3B
-7.9% YoY
Key ratios
Gross Margin
74.4%
Operating Margin
39.1%
Net Margin
33.9%
ROE
25.0%
Debt / Equity
0.16x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.