Financial Services
Qfin Holdings, Inc.(QFIN)
Live Price
Offline$15.21
+1.20% today
1Y Change
-63.90%
Window
Jun 23, 2025 โ Jun 15, 2026
- Market Cap
- $11.91B
- Revenue Growth
- +8.8%
- EPS Growth
- +105.1%
- Dividend Yield
- 11.5%
Coverage: 247 bars ยท Jun 23, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Qfin Holdings, Inc. (QFIN) is a Financial Services stock with a market cap of $11.91B and listed on NASDAQ. The stock last traded around $15.21 and down 63.9% across the available one-year price window (Jun 23, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +8.8%, EPS growth of +105.1%, a dividend yield of 11.5%. What stands out right now is revenue +8.8%, EPS +105.1%, free cash flow +18.0% with operating margin 39.1% and ROIC 9.8%. The dividend matters to the case here, with a current yield around 11.5%. Valuation is more restrained than many high-expectation growth names at P/E 1.0 and price/sales 0.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines QFIN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+8.8% vs +3.4% peer median
Operating Margin
Above sector median
+39.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 18, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +8.8% and EPS at +105.1%, with operating margin around 39.1%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 11.5%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -7.6% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 18, 2026 | โ | +0.6% | -0.6% | โ |
2026 Mar 17, 2026 | -0.9% | -8.5% | -8.9% | -1.2% |
2025 Nov 18, 2025 | -9.5% | -14.2% | -13.1% | -15.7% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
QFIN
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
QFIN Max Drawdown
-74.56%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for QFIN and SPY.
Company Overview
Qfin Holdings, Inc.
NASDAQ Global Select
Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
- Leadership
- Haisheng Wu
- IPO Date
- Dec 14, 2018
- Employees
- 3.5k
- Street Address
- Lujiazui Finance Plaza
- Mailing
- Shanghai, 200122
- Region
- Shanghai, CN
- Reporting Currency
- USD
- Investor Line
- 862161516360
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 1.0
- EV/EBITDA
- 1.0
- Price/Sales
- 0.7
- Price/Book
- 0.2
Growth
- Revenue
- +8.8%
- EPS
- +105.1%
- Free Cash Flow
- +18.0%
Profitability
- Gross Margin
- 74.4%
- Operating Margin
- 39.1%
- Net Margin
- 33.9%
- ROE
- 25.0%
- ROIC
- 9.8%
Balance Sheet
- Debt/Equity
- 0.16
- Current Ratio
- 6.27
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.