Financial Services
Live Price
Offline$17.45
+0.00% today
1Y Change
+34.23%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 255 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Powszechny Zaklad Ubezpieczen S.A. (PZAKY) is a Financial Services stock with a market cap of $54.91B and listed on OTC. The stock last traded around $17.45 and up 34.2% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +16.9%, EPS growth of +25.4%, a dividend yield of 7.0%. What stands out right now is revenue +16.9%, EPS +25.4%, free cash flow -66.6% with operating margin 28.7% and ROIC 2.5%. The dividend matters to the case here, with a current yield around 7.0%. Valuation is more restrained than many high-expectation growth names at P/E 8.2 and price/sales 0.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PZAKY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PZAKY
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PZAKY Max Drawdown
-28.41%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PZAKY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$40.8B
-2.1% YoY
FY Net Income
$3.3B
-11.8% YoY
Free Cash Flow
$6.2B
-70.2% YoY
Revenue Growth
+16.9%
EPS Growth
+25.4%
Gross Margin
97.6%
Net Margin
10.8%
Income statement
PLN
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 64.7B | 55.4B | 55.1B | 41.7B | 40.8B |
| Gross Profit | 63.4B | 54.7B | 55.1B | 40.9B | 36.9B |
| Operating Income | 17.8B | 15.7B | 16.1B | 8.1B | 7.5B |
| EBITDA | 26.8B | 25.4B | 26.4B | 14.2B | 9.2B |
| Net Income | 6.7B | 5.3B | 5.8B | 3.8B | 3.3B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
PLN
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 6.9B | 6.2B | 8.6B | 7.0B | 7.0B |
| Total Assets | 535.5B | 503.3B | 467.9B | 436.1B | 402.1B |
| Total Liabilities | 462.8B | 438.0B | 407.4B | 396.4B | 362.1B |
| Shareholder Equity | 35.5B | 32.1B | 30.0B | 17.5B | 17.1B |
| Total Debt | 36.9B | 30.5B | 25.5B | 24.1B | 18.0B |
| Net Debt | 30.1B | 24.3B | 16.9B | 17.0B | 11.0B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
7.4B
-65.8% YoY
Capital Expenditures
1.3B
-22.3% YoY
Free Cash Flow
6.2B
-70.2% YoY
Key ratios
Gross Margin
97.6%
Operating Margin
28.7%
Net Margin
10.8%
ROE
19.8%
Debt / Equity
1.15x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.