Financial Services
Powszechny Zaklad Ubezpieczen S.A.(PZAKY)
Live Price
Offline$18.16
+0.30% today
1Y Change
+34.23%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $54.91B
- Revenue Growth
- +16.9%
- EPS Growth
- +25.4%
- Dividend Yield
- 7.0%
Coverage: 255 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Powszechny Zaklad Ubezpieczen S.A. (PZAKY) is a Financial Services stock with a market cap of $54.91B and listed on OTC. The stock last traded around $18.16 and up 34.2% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +16.9%, EPS growth of +25.4%, a dividend yield of 7.0%. What stands out right now is revenue +16.9%, EPS +25.4%, free cash flow -66.6% with operating margin 28.7% and ROIC 2.5%. The dividend matters to the case here, with a current yield around 7.0%. Valuation is more restrained than many high-expectation growth names at P/E 8.2 and price/sales 0.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PZAKY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+16.9% vs +3.4% peer median
Operating Margin
Above sector median
+28.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report was closer to in-line
2026 was reported on May 13, 2026 with revenue ahead of estimates by +92.8%.
The operating story is still moving forward
Revenue is running at +16.9% and EPS at +25.4%, with operating margin around 28.7%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 7.0%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.3% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 13, 2026 | โ | +0.0% | +5.6% | +17.2% |
2026 Mar 25, 2026 | โ | -5.9% | -12.6% | +9.0% |
2025 Nov 20, 2025 | โ | +0.0% | +0.0% | -9.8% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PZAKY
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PZAKY Max Drawdown
-28.41%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PZAKY and SPY.
Company Overview
Powszechny Zaklad Ubezpieczen S.A.
Other OTC
POWSZECHNY Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance, Mass Insurance, Group and Individually Continued Insurance, Individual Insurance, Investments, Banking Activity, Pension Insurance, Baltic States, Ukraine, Investment Contracts, and Other segments. The company offers motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as accident and life insurance. It also provides banking, medical, hospital, physical therapy, assistance, and spa services; manages pension and mutual funds; and offers financial and accounting services. In addition, the company is involved in buying, operating, renting, and selling real estate properties; investment activity; and consulting and training, and other monetary intermediation businesses. Further, it engages in the production and sale of radiators and sanitary fittings, bathroom accessories, and fittings; and auxiliary activity associated with insurance and pension funds. Powszechny Zaklad Ubezpieczen SA was founded in 1803 and is based in Warsaw, Poland.
- Leadership
- Tomasz Tarkowski
- IPO Date
- Sep 15, 2016
- Employees
- 31.6k
- Street Address
- Al. Jana Pawla II 24
- Mailing
- Warsaw, 00-133
- Region
- Warsaw, PL
- Reporting Currency
- USD
- Investor Line
- 48 801 102 102
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.2
- EV/EBITDA
- 3.0
- Price/Sales
- 0.9
- Price/Book
- 1.5
Growth
- Revenue
- +16.9%
- EPS
- +25.4%
- Free Cash Flow
- -66.6%
Profitability
- Gross Margin
- 97.6%
- Operating Margin
- 28.7%
- Net Margin
- 10.8%
- ROE
- 19.8%
- ROIC
- 2.5%
Balance Sheet
- Debt/Equity
- 1.15
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.