Financial Services
Live Price
Offline$28.30
+0.00% today
1Y Change
+47.01%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 256 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKF) is a Financial Services stock with a market cap of $118.30B and listed on OTC. The stock last traded around $28.30 and up 47.0% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +3.2%, EPS growth of +14.8%, a dividend yield of 8.5%. What stands out right now is revenue +3.2%, EPS +14.8%, free cash flow +201.9% with operating margin 36.0% and ROIC 1.8%. The dividend matters to the case here, with a current yield around 8.5%. Valuation is more restrained than many high-expectation growth names at P/E 11.1 and price/sales 3.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PSZKF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PSZKF
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PSZKF Max Drawdown
-23.07%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PSZKF and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$15.8B
-38.4% YoY
FY Net Income
$4.9B
+47.2% YoY
Free Cash Flow
$31.8B
+81.5% YoY
Revenue Growth
+3.2%
EPS Growth
+14.8%
Gross Margin
75.9%
Net Margin
27.8%
Income statement
PLN
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 40.1B | 38.9B | 37.1B | 25.6B | 15.8B |
| Gross Profit | 21.9B | 28.9B | 24.2B | 17.3B | 15.1B |
| Operating Income | 13.8B | 12.7B | 8.6B | 4.8B | 6.5B |
| EBITDA | 14.3B | 14.3B | 9.9B | 6.0B | 7.7B |
| Net Income | 10.7B | 9.3B | 5.5B | 3.3B | 4.9B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
PLN
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 21.9B | 27.4B | 30.4B | 31.5B | 20.1B |
| Total Assets | 582.3B | 525.2B | 495.4B | 431.4B | 418.1B |
| Total Liabilities | 523.9B | 472.9B | 450.2B | 395.7B | 380.4B |
| Shareholder Equity | 58.4B | 52.4B | 45.2B | 35.7B | 37.7B |
| Total Debt | 41.5B | 30.2B | 22.6B | 21.5B | 30.0B |
| Net Debt | 19.6B | 2.8B | -7.8B | -10.0B | 10.0B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
32.8B
+76.9% YoY
Capital Expenditures
1.0B
+0.8% YoY
Free Cash Flow
31.8B
+81.5% YoY
Key ratios
Gross Margin
75.9%
Operating Margin
36.0%
Net Margin
27.8%
ROE
19.3%
Debt / Equity
0.71x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.