Financial Services
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna(PSZKF)
Live Price
Offline$28.30
+0.00% today
1Y Change
+47.01%
Window
Jun 23, 2025 → Jun 18, 2026
- Market Cap
- $118.30B
- Revenue Growth
- +3.2%
- EPS Growth
- +14.8%
- Dividend Yield
- 8.5%
Coverage: 256 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKF) is a Financial Services stock with a market cap of $118.30B and listed on OTC. The stock last traded around $28.30 and up 47.0% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +3.2%, EPS growth of +14.8%, a dividend yield of 8.5%. What stands out right now is revenue +3.2%, EPS +14.8%, free cash flow +201.9% with operating margin 36.0% and ROIC 1.8%. The dividend matters to the case here, with a current yield around 8.5%. Valuation is more restrained than many high-expectation growth names at P/E 11.1 and price/sales 3.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PSZKF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+3.2% vs +3.4% peer median
Operating Margin
Above sector median
+36.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 14, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +3.2% and EPS at +14.8%, with operating margin around 36.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 8.5%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +9.7% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS Δ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 14, 2026 | — | +0.0% | +9.8% | +8.1% |
2026 Mar 12, 2026 | +23.5% | +0.0% | +10.0% | +17.3% |
2025 Nov 6, 2025 | +4.0% | +0.0% | +9.2% | +11.5% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PSZKF
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PSZKF Max Drawdown
-23.07%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PSZKF and SPY.
Company Overview
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna
Other OTC
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna provides banking services in Poland, Ukraine, Sweden, the Czech Republic, Ireland, and Germany. Its Retail segment offers current and savings accounts, term deposits, private and electronic banking services, investment and insurance products, credit and debit cards, and consumer and mortgage loans, as well as corporate loans to firms and enterprises, developers, cooperatives, and property managers. The company's Corporate and Investment segment provides current accounts, term deposits, currency products and derivatives, leasing and factoring, and safekeeping of securities services. This segment is also involved in financing large investment projects; the issuance of non-treasury securities; and provision of investing and brokerage services, interbank transactions, derivatives and debt securities transactions, as well as in real estate development and management activities. The company also offers investment and pension fund management; transfer agent; life, other personal, and property insurance; financial; leasing and lending; and IT specialist outsourcing and business support services, as well as fleet management and debt collection services. Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna was founded in 1919 and is based in Warsaw, Poland.
- Leadership
- Szymon Midera
- IPO Date
- Oct 10, 2013
- Employees
- 24.8k
- Street Address
- ul. Pulawska 15
- Mailing
- Warsaw, 02-515
- Region
- Warsaw, PL
- Reporting Currency
- USD
- Investor Line
- 48 81 535 6060
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.1
- EV/EBITDA
- 9.6
- Price/Sales
- 3.1
- Price/Book
- 2.0
Growth
- Revenue
- +3.2%
- EPS
- +14.8%
- Free Cash Flow
- +201.9%
Profitability
- Gross Margin
- 75.9%
- Operating Margin
- 36.0%
- Net Margin
- 27.8%
- ROE
- 19.3%
- ROIC
- 1.8%
Balance Sheet
- Debt/Equity
- 0.71
- Current Ratio
- 1.44
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.